H.R. 4603, the "Leveraging Opportunities for Americans Now" (LOAN) Act of 2019
To amend the Higher Education Act of 1965 to provide for Federal student loan reform.
To amend the Higher Education Act of 1965 to provide for Federal student loan reform.
To amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors.
To amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors.
To amend title 28, United States Code, to modify venue requirements relating to bankruptcy proceedings.
To authorize an additional district judge for the district of Puerto Rico and to convert to permanent status the temporary office of bankruptcy judge for the district of Puerto Rico.
To amend the Truth in Lending Act to prohibit predispute arbitration agreements that force arbitration of disputes arising from private education loans, and for other purposes.
To provide for the discharge of a private education loan in the case of death or total and permanent disability of a student obligor, and for other purposes.
To amend the Higher Education Act of 1965 to terminate capitalization of interest after forbearance and certain deferment periods.
To improve service to students and other participants in the Federal student financial assistance programs, to establish the Office of the Borrower Advocate to replace the Student Loan Ombudsman, and for other purposes.