To ensure the privacy and security of sensitive personal information, to prevent and mitigate identity theft, to provide notice of security breaches involving sensitive personal information, and to enhance law enforcement assistance and other protections against security breaches, fraudulent access, and misuse of personal information.
To amend title 11, United States Code, to improve protections for employees and retirees in business bankruptcies.
To amend title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections, and for other purposes. (See sec 12 for intellectual property license/ 11 USC 365(n).)
Amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36 percent.
To amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes.
To amend title 11, United States Code, with respect to certain exceptions to discharge in bankruptcy.
To amend title 11 of the United States Code to require the public disclosure by trusts established under section 524(g) of such title, of quarterly reports that contain detailed information regarding the receipt and disposition of claims for injuries based on exposure to asbestos, and for other purposes.