To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to specify when bank holding companies may be subject to certain enhanced supervision, and for other purposes.
To amend the Fair Credit Reporting Act to provide access to free credit freezes for all consumers.
To ensure that irresponsible corporate executives, rather than shareholders, pay fines and penalties.
To require the Federal prudential banking agencies to determine whether certain institutions they regulate engage in a pattern or practice of violations of Federal banking and consumer protection laws and regulations, to provide for the revocation of banking charters and Federal deposit insurance for such institutions, and for other purposes.
To specify the scope of judicial review of certain agency actions, and for other purposes.