To require Fannie Mae and Freddie Mac to engage in credit risk transfer transactions, and for other purposes.
To amend title 11 of the United States Code to increase the amount of compensation paid to chapter 7 bankruptcy trustees for services rendered.
To amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions.
To amend the Fair Credit Reporting Act to require consumer reporting agencies to place a security freeze on a consumer report without a fee if the consumer reporting agency is subject to a breach of data security, and for other purposes.
A bill to amend the Fair Credit Reporting Act to provide access to free credit freezes for all consumers.
To amend the Securities Exchange Act of 1934 to provide specific credit risk retention requirements to certain qualifying collateralized loan obligations.