Representatives

To amend title 11 of the United States Code to dispense with the requirement of providing assurance of payment for utility services under certain circumstances.

To amend chapter 9 of title 11 of the United States Code to improve protections for employees and retirees in municipal bankruptcies.

To amend title 11, United States Code, to improve protections for employees and retirees in business bankruptcies.

To amend title 11 of the United States Code to stop abusive student loan collection practices in bankruptcy cases.

To amend title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes.

To amend the Internal Revenue Code of 1986 allow a credit for employers providing student loan payment assistance for employees.

To improve the consideration by the Securities and Exchange Commission of the costs and benefits of its regulations and orders.

To reform the process by which Federal agencies analyze and formulate new regulations and guidance documents, to clarify the nature of judicial review of agency interpretations, to ensure complete analysis of potential impacts on small entities of rules, and for other purposes.

To amend the Consumer Financial Protection Act of 2010 to require congressional review of rulemaking of the Bureau of Consumer Financial Protection, and for other purposes.