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U.S. Consumer Credit Increased at Faster Pace in February

Submitted by jhartgen@abi.org on

Consumer borrowing accelerated in February before the coronavirus spread across the country, according to Federal Reserve data released yesterday, MarketWatch.com reported. Total consumer credit increased $22.3 billion. That's an annual growth rate of 6.4 percent, up from a 3.5 percent rate in the prior month. Economists has been expecting a $14.2 billion gain, according to Econoday. Revolving credit, like credit cards, rose 4.6 percent in February after a rare 2.7 percent decline in the prior month. Nonrevolving credit, typically auto and student loans, rose 7 percent after a 5.6 percent rate in the prior month. The data does not include mortgage loans. Economists will be watching spending data closing in coming months. The government is trying to replace income lost by workers and business after the country shut down in mid-March.

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S. 3565, the "Small Business and Consumer Debt Collection Emergency Relief Act of 2020"

Submitted by jhartgen@abi.org on
A bill to amend the Fair Debt Collection Practices Act to provide additional protections for consumers and small business owners from debt collection during a major disaster or emergency.
 
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H.R. 6321

Submitted by jhartgen@abi.org on
To provide financial protections and assistance for America's consumers, States, businesses, and vulnerable populations during the COVID-19 emergency and to recover from the emergency.
 
Bill text forthcoming.
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H.R. 6413, the "Coronavirus Credit Lapse Forgiveness Act"

Submitted by jhartgen@abi.org on
To amend the Fair Credit Reporting Act to prohibit consumer reporting agencies from including any adverse item of information on the consumer report of an individual with respect to debt related to a COVID-19 related illness, and for other purposes.
 
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