Judge takes practical approach to decide what’s considered current monthly income.
Courts use four approaches to harmonize Butner with Segal v. Rochelle.
Otherwise-valueless exemptions might get value, depending on the outcome of Jevic.
To protect debtors from unscrupulous lenders, courts drive up the cost of chapter 13.
Dismissing a chapter 13 case successfully retains the benefit of a lawsuit for the debtor alone.