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ABI Blog Exchange

Market evolution in recent decades has made it harder and harder for smaller institutions to access capital. Meanwhile, regulatory restrictions impede alternatives that could fill the void.
The agency's final rule contains glaring legal errors and whitewashes the role preemption played in enabling the lending excesses that precipitated the crisis.

Spotlight on Shareholder Proposals: Independent Chairs

As of July 2010, 43% of S&P 500 companies have separate CEO and chairman positions, but only about half of those companies have an independent chair.  The debate about the value of having an independent chair continues, including through sha

Spotlight on Shareholder Proposals: Independent Chairs

As of July 2010, 43% of S&P 500 companies have separate CEO and chairman positions, but only about half of those companies have an independent chair.  The debate about the value of having an independent chair continues, including through sha
In Colorado, a debt is “secured” if you stand to lose a specific piece of property if you stop paying the bill. Secured debt is secured by “collateral,” which is the property you pledged to give up by signing your loan papers.
In an interesting ruling that has more to do with trust law than bankruptcy, the Fifth Circuit has ruled that a bankruptcy court incorrectly held that a trust was not property of the estate.
If banks can track borrowers' interest rates and terms, how hard can it be for them to track which borrowers are serving in the military?
As I write this blog, there is still no deal on the Debt Ceiling.
As of July 2010, 43% of S&P 500 companies have separate CEO and chairman positions, but only about half of those companies have an independent chair.  The debate about the value of having an independent chair continues, including through