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Insolvency Service “reframes” view of creditor – IPs can apply their discretion (UK)

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How to get a car insurance quote online

When shopping for a car insurance quote online, use these tips to save money and time.

Fear Itself Is the Problem Holding Back Job Creation

The administration has failed to understand the psychology of job creation. Small businesses and community banks have lost confidence in their economic future and are unwilling to invest capital.

Financial Reform Needs Additional Repair

While well intended, Dodd-Frank only tinkers with our supervisory and regulatory structure rather than making the hard but needed changes.

No More Megabanks: 19 Is Enough

Regulators should not allow any more bank mergers if the resulting entity would exceed $100 billion in assets. The return is just not worth the risk.

Bankruptcy Filings Dropping More Rapidly Than Expected

According to the most recent data from Epiq Systems, there were 120,800 bankruptcy filings in August for a daily bankruptcy filing rate of 5,250. The August daily filing rate represents a year-over-year decline of 14.8% and a decline of 3.5% from

Chapter 13 Trustees Are Challenging the $200 Old Car Allowance

A new Chapter 13 controversy is brewing over whether a debtor can take an additional $200 “Old Car” operating allowance on the means test for paid-off vehicles that are more than six (6) model years old or that have more than 75,000 miles. While the

Chapter 13 Trustees Are Challenging the $200 Old Car Allowance

A new Chapter 13 controversy is brewing over whether a debtor can take an additional $200 “Old Car” operating allowance on the means test for paid-off vehicles that are more than six (6) model years old or that have more than 75,000 miles. While the

Chapter 13 Trustees Are Challenging the $200 Old Car Allowance

A new Chapter 13 controversy is brewing over whether a debtor can take an additional $200 “Old Car” operating allowance on the means test for paid-off vehicles that are more than six (6) model years old or that have more than 75,000 miles. While the

Outsourcing Comes Back to Bite Banks

When you outsource, your control is weakened. Vendors may not believe that their revenues depend much on whether your customers get more value - or even a fair deal.

Lake of Torches Appellate Decision: “Management Contracts” Are Still a Burning Issue in Tribal Gaming Financings

Earlier this week, the United States Court of Appeals for the Seventh Circuit upheld the Lake of Torches decision that invalidated a bond indenture as a “management contract” because it contained provisions that permitted lenders to influence the

Living Wills Final Rule Scheduled for Approval

The FDIC announced on Sept. 8th that the agenda for their Sept. 13th meeting will include approval of the final rule on resolution planning (a/k/a living wills) under section 165(d) of the Dodd-Frank Act. If approved at that meeting, it is

“I Just Gave My Bank a Free Loan and Paid for the Privilege of Doing It:” Equity Accelerator BS

Susan Knape of Dallas, Texas thought she was doing something smart: paying AHEAD on her mortgage. In fact, if you open your mortgage statement each month, I will bet you the paperwork is right there in the envelope popping out. I’m talking about the

Objections to Changing Bankruptcy Forum Rules Meritless

As reported in the Wall Street Journal’s Bankruptcy Blogs, the House Judiciary Committee heard from various judges, lawyers and academics on bankruptcy forum rules. Right now, a corporation can choose where to file a bankruptcy case based on its

The Broke and the Beautiful: Baseball Edition

This week on The Broke and the Beautiful, creditors of the Los Angeles Dodgers seek to hire investment bankers, Lenny “Nails” Dysktra pleads not guilty to indecent-exposure charges, and a special-effects company fades to black for good. Reuters Dale

When Do Income Taxes Become Dischargeable In Bankruptcy?

When it comes to discharging state and federal income taxes in bankruptcy, the courts use what may appear to be a complicated set of rules and timeframes. Let’s try to make it simple for those considering bankruptcy. Taxes which had a due date which

Second Bankruptcy Trivia Contest Answers

We promise not to make our next trivia contest too hard! Not counting our one unfair question (see below), only four respondents missed fewer than two questions, so we are donating an additional $100 to inMotion’s second annual Story by Story event

Four Reasons Why Debtors Shouldn’t Fear Bankruptcy

One of the biggest reasons why so many debtors fail to file bankruptcy as soon as they need it is because they are often paralyzed with fear about the bankruptcy process and the effects that bankruptcy will have on their life. Below are four reasons

The Daily Docket: FBI Raids Solyndra

Federal Bureau of Investigation agents on Thursday raided the headquarters of a California solar-panel maker that filed for bankruptcy this week and left U.S. taxpayers on the hook for as much as $527 million. Read The Wall Street Journal story here

Bankruptcy Glossary: The “Automatic Stay”

When you file bankruptcy, an “automatic stay” takes effect. The “automatic stay” is like a shield that protects you from banks, credit cards and collection agencies. To be more precise, bankruptcy’s “automatic stay” is a legal injunction that stops

These cars avoid crashes without your help

Anti-collision systems can protect you, but they can also help you save money. Find out how.