%1

To provide for improvements to the administration of bankruptcy in cases under chapter 7 of title 11 of the United States Code.

Establishes requirements and disclosures for covered bonds.

To clarify the situations in which a corporation may be treated as a person under Federal law.

Amends the Bankruptcy Code to provide further protections for employees and retirees in business bankruptcy cases.

To require the Inspector General of the Federal Housing Finance Agency to submit quarterly reports to the Congress during the conservatorship of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation.

To authorize the appointment of additional bankruptcy judges, and for other purposes.

To amend the Employee Retirement Income Security Act of 1974 and title 11, United States Code, to provide necessary reforms for employee pension benefit plans.

To provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.

To improve financial stability, and for other purposes. (Also referred to as the 'Credit Risk Retention Act of 2009,' 'Payment, Clearing, and Settlement Supervision Act of 2009,' and 'Resolution Authority for Large, Interconnected Financial Companies Act of 2009.'