S. 1893, the "Systemic Risk Designation Improvement Act of 2017"
To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to specify when bank holding companies may be subject to certain enhanced supervision, and for other purposes.
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H.R. 3836, the "Student Loan Fair Prepayment Act"
To amend the Higher Education Act of 1965 and the Truth in Lending Act to clarify the application of prepayment amounts on student loans.
H.R.3816
To require notification following a breach of security of a system containing personal information, and for other purposes.
S. 1816, the "Freedom from Equifax Exploitation Act"
A bill to amend the Fair Credit Reporting Act to enhance fraud alert procedures and provide free access to credit freezes, and for other purposes.
H.R. 3772, the "Expanding Proven Financing for American Employers Act"
To amend the Securities Exchange Act of 1934 to provide specific credit risk retention requirements to certain qualifying collateralized loan obligations.
S. 1810, the "Free Credit Freeze Act"
A bill to amend the Fair Credit Reporting Act to provide access to free credit freezes for all consumers.
H.R. 3760, the "Protecting Consumers from Unreasonable Credit Rates Act of 2017"
To amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions.
H.R. 3766, the "Credit Information Protection Act of 2017"
To amend the Fair Credit Reporting Act to require consumer reporting agencies to place a security freeze on a consumer report without a fee if the consumer reporting agency is subject to a breach of data security, and for other purposes.
H.R. 3755, the "Comprehensive Consumer Credit Reporting Reform Act of 2017"
To amend the Fair Credit Reporting Act to improve the consumer reporting system, and for other purposes.
Legislative Proposals for a More Efficient Federal Financial Regulatory Regime
H.R. 1849 (Rep. Trott), the “Practice of Law Technical Clarification Act of 2017”
H.R. 2359 (Rep. Loudermilk), the “FCRA Liability Harmonization Act”
H.R. 3312 (Rep. Luetkemeyer), the “Systemic Risk Designation Improvement Act of 2017”
H.R. ____ (Rep. Royce), the “Facilitating Access to Credit Act”
H.R. ____ (Rep. Tenney), the “Community Institution Mortgage Relief Act of 2017”
H.R. ____ (Rep. Hill), the “TRID Improvement Act of 2017”
Witness List
- Ms. Anne Fortney, Partner Emerita, Hudson Cook, LLP (TTF)
- Mr. Charles Tuggle, Executive Vice President and General Counsel, First Horizon National Corporation (TTF)
- Mr. Thomas Quaadman, Executive Vice President, Center for Capital Markets Competitiveness (TTF)
- Ms. Chi Chi Wu, Staff Attorney, National Consumer Law Center (TTF)