Amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36 percent.
To amend the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to modify the requirements for community financial institutions with respect to certain rules relating to mortgage loans, and for other purposes.
Amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36 percent.
To amend title 11 of the United States Code to include firearms in the types of property allowable under the alternative provision for exempting property from the estate.
To amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes.
To amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes.
To amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes.
To amend title 11, United States Code, with respect to certain exceptions to discharge in bankruptcy.
To establish student loan borrowers’ rights to basic consumer protections, reasonable and flexible repayment options, access to earned credentials, and effective loan cancellation in exchange for public service, and for other purposes.