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To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes.
To amend the Higher Education Act of 1965 to provide for institutional ineligibility based on low cohort repayment rates and to require risk sharing payments of institutions of higher education.
To replace references to “wives” and “husbands” in Federal law with references to “spouses”, and for other purposes. (Takes "husband and wife" language out of Bankruptcy Code exemption provision, §522.)