Legislation

A bill to amend the Consumer Financial Protection Act of 2010 to subject the Bureau of Consumer Financial Protection to the regular appropriations process, and for other purposes.

To establish an American Savings Account Fund and create a retirement savings plan available to all employees, and for other purposes.

To increase consumer protection with respect to negative option agreements entered into on the Internet, and for other purposes.

To amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction.

To amend the Higher Education Act of 1965 to authorize institutions of higher education to provide additional loan counseling, and for other purposes. 

To amend the Federal Reserve Act to reform the Federal Reserve System.

To amend the Internal Revenue Code of 1986 to include student loan repayers as members of targeted groups for purposes of the work opportunity credit and to provide for a credit against tax for student loan program startup costs.