Finance and Banking

To amend the Equal Credit Opportunity Act to require creditors to request demographic information from applicants for certain types of credit in order to prevent discriminatory lending practices with respect to those applicants, and for other purposes.

To amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions.

To amend the Equal Credit Opportunity Act to require creditors to request demographic information from applicants for certain types of credit in order to prevent discriminatory lending practices with respect to those applicants, and for other purposes. 

To eliminate the Bureau of Consumer Financial Protection.