Consumer Bankruptcy

Property Disclosure Duties in Chapter 13

March 2024

Recognition of Income-Based Repayment of Student Debt in Disposable Income

Feb 2024

When Inherited Property Becomes Property of the Debtor’s Bankruptcy Estate

Being an heir by itself doesn’t bring a decedent’s estate into the heir’s bankruptcy estate.

Real Estate Property Tax Claims and Issues

Real Estate Property taxes are often a major issue that drives a debtor into chapter 13 and perhaps 7. The various states and municipalities have may different ways to collect the taxes, including the opportunity to sell the taxes to a buyer who can ultimately obtain title to the property for payment of those taxes. This session would be a discussion of common issues faced by debtors, municipalities and courts around the country regarding the payment and collection of these taxes. Attendees will understand the many ways that real estate property taxes are handled by municipalities and bankruptcy courts.
Attendees will understand the various procedural and legal issues that a debtor much be aware as they attempt to deal with these taxes in their Bankruptcy case.
Consumer Janet Baer janet_baer@ilnb.uscourts.gov US Bankruptcy Court, ND Il

The Exchange: Turning Over Tax Refunds After ACP Expiration to Obtain a Longer Plan Term

July 2024

IRS Standard Deduction for Housing Can Be Taken Without Mortgage or Rent Expense

Official Form 122C-2 could be read to deprive a chapter 13 debtor of the IRS standard housing deduction when the statute permits the deduction.