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The Judicial Conference has approved Official Forms 22A and 22C for use in making the means test calculation in chapter 7 (OF 22A) and determining disposable income in chapter 13 (OF 22C). Both forms utilize the same methodology in applying the transportation standards and the housing and utilities standards.

With his decision in In re Attorneys at Law and Draft Relief Agencies, 332 B.R. 66, (Bank. S.D. Ga. 2005), on the applicability of the Debt Relief Agency provisions to attorneys, Judge Lamar W. Davis Jr.

Once the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) goes into effect, a critical computation for any consumer bankruptcy case will be the debtor's "current monthly income" (CMI).

Facts:

Has Learned Hand Finally Come Home?

One provision added by BAPCPA 2005 that will impact all attorneys who represent consumer debtors is that concerning Debt Relief Agencies (“DRA”).

    All ye attorneys, lend me your ear
          For tis bad tidings of which I fear
               I am the bearer

In the first published opinion interpreting a provision of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (“BAPCPA”), Judge Randolph Haines has held that the limitation on homestead exemption amounts contained in §522(p) is inapplicable in states that do not permit their residents to elect federal exemptions. In

Assume the following facts:

Assume the following facts: