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Insolvency Service “reframes” view of creditor – IPs can apply their discretion (UK)

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7 ways your credit card can boost travel

Think all travel perks have disappeared? Check your credit cards for extra deals.

Buried under your dead relative's debt?

The estate is responsible for a dead relative's debt, but it can get complicated by these issues.

Can your Social Security check be garnished?

Most creditors don't have free rein to garnish your monthly check, but a few do, including the IRS.

Mortgage calculator estimates payments

Here's how a mortgage calculator can help first-time homebuyers budget wisely.

Fed: No new monetary easing initiatives for now

The Fed will keep the federal funds rate near zero with the U.S. economy weak and Europe in crisis.

Tax credits for higher education

College costs don't have to overwhelm you. Be smart and learn your education tax credits.

Fed: Drags on U.S. economy worse than thought

Bernanke faces tough questions on the Fed's monetary easing and what more it might do.

R.I.P., Debit Card Fees. Next Up, More Checking Fees

Higher account maintenance fees are inevitable, because basic, relatively low-balance checking accounts are simply not profitable on their own.

Banking's Big Challenge: Breaking Away from the Branch Model

How can banks can move to a technology-based model while still supporting a higher-cost branch model to serve the remaining traditionalists? There's not an easy answer.

Eupdate Game-Changer: The Greek Referendum

The Greek authorities' decision to hold a referendum on the new Eurozone rescue package strikes me as the most interesting and potentially consequential development in the crisis in a very long time. Yes, more consequential than last summer's

'Everyone's Doing It' Is a Weak Retail Banking Strategy

As bankers, we will face similar industry challenges, but we must deal with them in our own and (at least somewhat) unique manner.

Start Fresh Today is a Hit at NACBA in Colorado Springs

Last week, Start Fresh Today made its way from the sunny beaches of South Florida to the crisp mountain air of Colorado Springs for the NACBA Fall Workshop. The three-day event was held at the beautiful and luxurious Broadmoor Hotel...

After Bankruptcy: Credit-Building Myths

After declaring bankruptcy, your primary focus might be to rebuild your credit score. After all, you know that while bankruptcy is a black mark on your credit score, it’s not a death sentence for your finances: bankruptcy is on your credit score for

Pennsylvania Court Rules Against Distressed Munis

A Pennsylvania Supreme Court ruling, in a case dating back eight years, recently found that the city of Scranton, Pa., a distressed municipality under Pennsylvania law, must pay millions of dollars in back pay, benefits and interest to roughly 300

Do I Have To Move Out Of My Home After Bankruptcy?

If you intend to surrender your home in bankruptcy, you may wonder when you need to move out. Below are a few guidelines on when you may need to move out of your home: No Surprises First, it’s important to know that there are no surprise evictions in

Happy Halloween from MF Global

As I read the stories coming out about MF Global’s bankruptcy filing yesterday, I am more scared than I ever have been before on Halloween. Here’s what we know. MF Global, one of only 23 firms empowered to trade Treasury securities, placed $6.3

Risky Business: Terminating Contracts Under the Master ISDA Contract

NORTH OF THE BORDER UPDATE This article has been contributed to the blog by Steven Golick and Patrick Riesterer. Steven Golick is a partner in the insolvency and restructuring group of Osler, Hoskin & Harcourt LLP, and Patrick Riesterer is an

The Daily Docket: Tribune Exit Plan Rejected

A judge on Monday rejected Tribune Co.’s plan to exit bankruptcy, sending the media giant back to the bargaining table to find a viable restructuring strategy after nearly three years in Chapter 11. Read the Daily Bankruptcy Review article here

National Conference of Bankruptcy Judges--10/15/11--A Conversation With Elena Kagan

The National Conference of Bankruptcy Judges concluded with an interview of Supreme Court Justice Elena Kagan by Third Circuit Judge Marjorie Rendell and Bankruptcy Judge Randall Dunn. Justice Kagan was very humble and self-effacing, but was not

Dallas Stars’ Bankruptcy Exit Plan Faces Uphill Battle

The IRS is amongst a small group of creditors objecting to the Dallas Stars’ bankruptcy exit plan. The federal taxing authority is challenging the plan alleging that it infringes upon its rights. The federal tax agency detailed its opposition to the