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Insolvency Service “reframes” view of creditor – IPs can apply their discretion (UK)

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Facing Foreclosure - Is Your Lending Institution Ignoring You?

Earlier this month there was a great deal of hoopla by both politicians and the banking industry about the changes being made so that people facing foreclosure could deal with their situation better; either by refinancing, modifying their home loan

Now Available: Company Verification of its GRId 2.0 Profile

Today, February 20, ISS has posted a preview of its updated GRId 2.0 data profiles for U.S. companies. Company representatives can access the GRId profile (for free) through the ISS data verification site to review the information and alert ISS as to

Now Available: Company Verification of its GRId 2.0 Profile

Today, February 20, ISS has posted a preview of its updated GRId 2.0 data profiles for U.S. companies. Company representatives can access the GRId profile (for free) through the ISS data verification site to review the information and alert ISS as to

Gurnee Bankruptcy Attorney David Siegel Waxes About Debt Relief

Link The Chapter 7 case will commence with the filing of the Chapter 7 petition and it will conclude with the receipt of a Chapter 7 discharge order which comes directly from the clerk states Gurnee bankruptcy attorney. The amount of time between a

Schaumburg Bankruptcy Lawyer David Siegel Outlines The Petition

Link Chapter 7 bankruptcy involves the filing of a bankruptcy petition claims Schaumburg bankruptcy lawyer. This bankruptcy petition contains all types of information regarding the finances and liabilities of the individual debtor. The bankruptcy

Schaumburg Bankruptcy Attorney On Reaffirming Secured Debts

Link Chapter 7 cases also involve reaffirmation agreements on items such as jewelry, furniture and electronics that are purchased prior to the bankruptcy case being files. If a person does not wish to reaffirm on those types of debts, then they have

The $26 Billion Settlement is More Than Fair to Borrowers

Is the right way to hold banks accountable for servicing errors to require them to disgorge funds to borrowers who themselves may have been equally complicit in the process of helping to create mortgage fraud?

Who's to Blame for the Crisis? The Consumer

The prevailing political narrative blames banks. But the nostrums being promoted are fairer: they'll actually punish consumers more than banks.

California’s “Wild Card” Exemption Protects Miscellaneous Assets in Chapter 7 Bankruptcy

Myths and misunderstandings about bankruptcy abound among the general public. In fact, misinformation about bankruptcy law is so prevalent that it often seems that I spend much of the time I offer in free bankruptcy consultations just dispelling such

Now Available: Company Verification of its GRId 2.0 Profile

Today, February 20, ISS has posted a preview of its updated GRId 2.0 data profiles for U.S. companies. Company representatives can access the GRId profile (for free) through the ISS data verification site to review the information and alert ISS as to

Now Available: Company Verification of its GRId 2.0 Profile

Today, February 20, ISS has posted a preview of its updated GRId 2.0 data profiles for U.S. companies. Company representatives can access the GRId profile (for free) through the ISS data verification site to review the information and alert ISS as to

T-Boz’s Case Dismissed from Bankruptcy Court

Back in October, T-Boz (born Tionne Watkins), a singer from the group TLC, filed for Chapter 13 bankruptcy protection. Last week, though, T-Boz had her case dismissed by the bankruptcy court, meaning that the singer’s creditors are legally free to

The Most Popular Questions About Personal Bankruptcy

There’s no denying that each individual will need to approach the issue of personal bankruptcy in his or her own unique way. However, with that being said, most individuals express the same concerns when filing for Chapter 7 or Chapter 13 bankruptcy

Chapter 13 Cram Down Of Investment Mortgage Unfair To Unsecured Creditors

Chapter 13 bankruptcy provides debtors the ability to cram down mortgages on their investment property provided that the investment mortgages be paid in full during the Chapter 13 plan. The cramdown opportunity is designed to help the debtors save

Oregon and Washington Foreclosure – Are Things Looking Up a LIttle Bit?

In January, 2012, 433 Oregon homes were slated for foreclosure. Though the number seems high, it represents a forty month low and a forty-five percent reduction from the same period last year. In Washington, January foreclosure filings declined by

Yes, you can fire your agent -- maybe

You can cancel a real estate listing if the agent misled you. Make sure to document the reasons.

Pushback on the San Francisco City Assessor-Recorder Foreclosure Audit

Not surprisingly, there's been some attempts to downplay the significance of the SF City Assessor-Recorder foreclosure audit. The attacks have come in three flavors: questions about the auditors' own background; questions about the accuracy of the

Washington Mutual's Plan of Reorganization has been Confirmed

At approximately 10:15 this morning, Judge Walrath of the Delaware Bankruptcy Court made an oral ruling confirming Washington Mutual's chapter 11 plan of reorganization. Over the last three and one-half years, hundreds of attorneys and other

Shared Appreciation Mortgages Is the Answer to Moral Hazard

Creative approaches to modifications could accelerate the use of principal reductions while also mitigating moral hazard and taxpayers costs.

The Broke and the Beautiful: Busey Redux Edition

This week on The Broke and the Beautiful, Gary Busey’s assets are revealed. Also, Tionne “T-Boz” Watkins’s bankruptcy case has been dismissed, and Don Henley’s nonprofit group will return half of the donation it got from Ponzi-scheme operator Scott