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Insolvency Service “reframes” view of creditor – IPs can apply their discretion (UK)

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Save by replacing mortgage with HELOC

If you can pay off your house fairly soon, you might have a cheaper mortgage option.

7 ways to protect yourself from identity theft

It's as insidious as ever. Here's how to ensure someone doesn't steal your identity.

Unified Systems: The Only Way Forward for Corporate Payments

A successful payment network would unite banks under a large and trusted external corporation in order to more simply and transparently tackle currently complex financial supply chains.

3 Things to Remember About Credit Card Use Before Filing Bankruptcy in Georgia

As you can probably guess, excessive credit card debt is a major contributor to forcing people into bankruptcy protection in Atlanta, although the credit card debt is more aptly characterized as an indirect cause since job loss and medical bills are

Bust the Biggest Myths About Personal Bankruptcy

It’s no exaggeration to say that personal bankruptcy is the last taboo in America. Let’s face it: more people than ever are filing for Chapter 7 or Chapter 13 bankruptcy, yet no one wants to talk about the filing process, or even what bankruptcy

Adversaries in Yu-Gi-Oh! Bankruptcy Dispute Make Amends

4Kids Entertainment Inc.’s real-life Yu-Gi-Oh! battle has officially drawn to a close. U.S. Bankruptcy Court Judge Shelley C. Chapman Friday gave her blessing to the settlement deal 4Kids cooked up with a pair of Japanese companies that had played

National Mortgage Settlement Details Posted on the Web

So maybe there is a settlement after all. Details have been posted on the National Mortgage Settlement web page today. http://www.nationalmortgagesettlement.com/ I won't try to summarize all this here immediately, but stay tuned for analysis of the

Circuits Split Over Impact of Stern on Counterclaims

Following last year's Stern v. Marshall bombshell, cases are slowly trickling up to the Court of Appeals level. After I wrote about a recent Fifth Circuit opinion which held that the jurisdiction of U.S. Magistrate Judges was not invalidated, a

Diversity Lacking at Federal Regulators

The blunt truth is that the decision-making ranks of the agencies responsible for regulating our financial system are disproportionately, sometimes shockingly, white.

Burglary Triggers Medical Records Firm’s Collapse

The New Year’s Eve burglary of a California office building has led to the collapse of a national medical records firm. Impairment Resources LLC filed for bankruptcy Friday after the break-in at its San Diego headquarters led to the electronic escape

March Madness 2012: Bankruptcies for the Generations

Once again, in the spirit of March Madness, we at the Bankruptcy Blog are launching our “Sweet Sixteen” of bankruptcy. Last year, you voted on the most important bankruptcy decisions of all time. As we’ve noted, this year’s March Madness poll will

Circuits Split Over Impact of Stern on Counterclaims

Following last year’s Stern v. Marshall bombshell, cases are slowly trickling up to the Court of Appeals level. After I wrote about a recent Fifth Circuit opinion which held that the jurisdiction of U.S. Magistrate Judges was not invalidated, a

Massachusetts Bankruptcy and Medical Bills

The main plaintiff in the lawsuit against the Department of Health and Human Services regarding the new health care act has filed for bankruptcy protection in Florida.... because she can't pay her medical bills! Mary Brown and her husband own an auto

It’s Not Smart To Overpay

Some mistakes the Chapter 13 trustee will call you on; others go unremarked. So let’s discuss some simplistic thinking that has your Chapter 13 client paying too much into the plan. I’ve reviewed any number of newbie plans that use the non exempt

GRId Information to Change When Proxy Filed

A number of companies have been unhappy to discover that ISS' recent adoption and resulting move to GRId 2.0 changed "low" or "medium" concerns to move up a notch (to "medium" or "high" concerns), especially in the compensation category. Others were

GRId Information to Change When Proxy Filed

A number of companies have been unhappy to discover that ISS' recent adoption and resulting move to GRId 2.0 changed "low" or "medium" concerns to move up a notch (to "medium" or "high" concerns), especially in the compensation category. Others were

Is Now the Best Time to File Bankruptcy?

Bankruptcy is commonly seen as a last resort to overwhelming financial problems. Debtors often understand their debt situation better than anyone else and if other options have been exhausted, bankruptcy may be a plausible idea. Sometimes it makes

The Daily Docket: Bankruptcy’s Spare Change

Many companies that collapse under bankruptcy-court reorganization are leaving behind small pools of money—and no one knows what to do with them. Read the Daily Bankruptcy Review article via The Wall Street Journal. A bankruptcy watchdog is

How U.S. Banking Wasted Its Fukushima Moment

Like the nuclear meltdown that devastated Japan a year ago, America's financial crisis resulted in part from collusion between the regulators in the capital and the regulated in the executive suites. Unlike the Japanese, we didn't learn from our

Bankruptcy and Divorce

Bankruptcy and divorce often coincide with one another. The divorcing couple will have to decide if they want to file bankruptcy together or apart. There are pros and cons to either decision. Generally a married couple can file bankruptcy together