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Insolvency Service “reframes” view of creditor – IPs can apply their discretion (UK)

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The Daily Docket: Ala. Law Complicates Jefferson County’s Restructuring

Alabama’s constitution makes it nearly impossible for counties to raise taxes without state approval, a situation that has complicated efforts to bring debt-laden Jefferson County out of the largest bankruptcy in municipal history. Read the Daily

Top Ten Takeaways From NACBA Convention

A week after the NACBA convention in San Antonio, I’ve almost caught up on practice paperwork, continuing education reporting, and sleep. Jay and I reported on the sessions we attended, and we (the editorial “we”) fixed the link to the post on lien

Groom Small Businesses to Be Better Loan Candidates

Small businesses should not have to resort to credit cards or friends and family as a sole source of funding. Here are a few ideas to help close the gap between credit demand and supply.

Is There Property Bankruptcy Cannot Protect?

Fortunately, bankruptcy does protect a majority of personal property through exemptions. The exemptions allowed depend on the state and each state varies on how much is covered. There are different exemption categories for assets with each having a

As “Bad-Boy” Recourse Liability Spreads to Construction Lenders . . . Is the End Near for Non-Recourse Liability??

Once upon a time and in a very simple time, construction lenders required full payment and performance guarantees, and only permanent lenders offered non-recourse financing (with “bad-boy” liability). Now, even some construction lenders include a

Brazil's Celpa Seeks Debt Haircut, More Funds

Per http://globalinsolvency.com, Brazilian power distributor, Celpa, has proposed a 40 percent reduction in the value of its liabilities as part of a debt renegotiation proposal. . . . Celpa, controlled by electricity holding company Rede Energia

How to make the most of a big inheritance

Most people burn through it or take unnecessary risk. Here's the right way to handle a windfall.

How should I put away money for grad school?

Get educated on a 529 plan, a good course to set money aside toward earning a graduate degree.

Calculate the money you need to buy a home

You part with a lot of cash when you buy a home. Here are some expenses to tally.

Desperate for cash? Beware predatory creditors

Don't become ensnared in a predatory loan trap. Look for the warning signs you're being stalked.

Tax treatment of inherited property in India

The rules that apply to inherited property in the U.S. also apply to inherited foreign property.

When creditors attack -- Is a lien legal?

If there's a lien on your home and your wages are threatened, you've been hit with a judgment.

Broward County experiences economic recovery

See how Broward County, Fla., has responded to the economic downturn and learn about its hopes for the future.

Shop smart for 6 popular Mother's Day gifts

Use savvy that would make your mom proud when buying her a gift she'll really enjoy.

Bankruptcy Courtroom Etiquette

Common courtesy and respect are essential life skills. It never ceases to amaze me as to how people act in bankruptcy court regardless if it is the attorney, debtors or creditors. As with all things in life, common courtesy and respect are skills

Fed Presidents at Milken Convo Reveal Limits of Monetary Policy

Over and over we heard at the Milken Institute Global Conference that there's a "clog in the transmission mechanism" of the economy.

Hostess Sends Layoff Notices to All Workers

Associated Press Hostess Brands Inc. on Friday sent out letters notifying its more-than 18,000 workers that they could be laid off in the next two months. The maker of Twinkies and Wonder Bread on Friday mailed out WARN Act notices to all of its

Cooperate or Lose Out in Mobile Payments

A lack of integration among the players has depressed the U.S. score on MasterCard's Mobile Payments Readiness Index.

Congress Asks Way Too Much of Bank Regulators

In the aftermath of the crisis, Congress keeps piling on rules to enforce, without proportionately increasing the number or competence of examiners. Is it any wonder overstretched supervisors never asked, "What if home prices stop going up?"

A Director's Worst Nightmare

If you serve as an officer or director you probably assume that if things go badly you will be protected by directors and officers insurance. But if things go very badly and bankruptcy ensues, you may not have the protection you thought you had. On