A debtor with negative disposable income was forced to go through two trials and three appeals to discharge student loans.
Eleventh Circuit limits its own precedent to say that pawn lenders aren’t entirely immune from bankruptcy.
As bar dates are fixed by the meeting of creditors, not by date of mailing, Rule 9006(f) isn’t applicable.
For serial filers, automatic stay held to terminate only on the debtor’s property.
Simple mistake mushrooms into $50,000 in punitive damages for stay violation.
$1,000 in damages justifies $36,000 in attorneys’ fees for violating the FDCPA.