%1

Contact: John Hartgen

            

703-894-5935

            

jhartgen@abiworld.org

MARCH
CONSUMER BANKRUPTCY FILINGS REACH HIGHEST MONTHLY TOTAL SINCE 2005
BANKRUPTCY OVERHAUL

April 2, 2010 Alexandria,
Va. —The 149,268 consumer bankruptcies filed in March
represented the highest monthly consumer filing total since Congress
overhauled the Bankruptcy Code in 2005, according to the American
Bankruptcy Institute (ABI) relying on data from the National Bankruptcy
Research Center (NBKRC). The March filing total represented a 34 percent

increase from the February filing total of 111,693  and a 23
percent increase from March 2009 total of 121,413. Chapter 13 filings
constituted 25 percent of all consumer cases in March, representing a 2
percent decrease from February.

“The sustained economic
pressures of unemployment coupled with high pre-existing debt burdens
are a formula for consumer filings to surpass 1.5 million
filings,” said ABI Executive Director Samuel J. Gerdano.
“As consumers continue to look to bankruptcy for financial
shelter, annual filings will likely equal those averaged in the years
leading up to the Bankruptcy Abuse Prevention and Consumer Protection
Act of 2005.”

###

ABI is the largest multi-disciplinary, nonpartisan organization
dedicated to research and education on matters related to insolvency.
ABI was founded in 1982 to provide Congress and the public with unbiased

analysis of bankruptcy issues. The ABI membership includes more than
12,600 attorneys, accountants, bankers, judges, professors, lenders,
turnaround specialists and other bankruptcy professionals, providing a
forum for the exchange of ideas and information. For additional
information on ABI, visit
face='Times New Roman'>www.abiworld.org. For additional
conference information, visit
href='http://www.abiworld.org/conferences.html'>http://www.abiworld.org/conferences.html.

NBKRC is an online research center that offers subscribers access to
up-to-date research and statistics on bankruptcy filings. The database
contains complete information dating back to 1995. For more information
on NBKRC, please visit
color='#0000ff' face='Times New
Roman'>http://www.nbkrc.com.

*Definitions
from Bankruptcy Overview: Issues, Law and Policy, by the
American Bankruptcy Institute.



Chapter 7 of the Bankruptcy Code is available to both
individual and business debtors. Its purpose is to achieve a fair
distribution to creditors of the debtor’s available non-exempt
property.  Unsecured debts not reaffirmed are discharged, providing

a fresh financial start.  

Chapter 11 of the
Bankruptcy Code is available for both business and consumer debtors. Its

purpose is to rehabilitate a business as a going concern or reorganize
an individual’s finances through a court-approved reorganization
plan.

Chapter 12 of the
Bankruptcy Code is designed to give special debt relief to a family
farmer with regular income from farming. 

Chapter 13 of the Bankruptcy Code is available for an
individual with regular income whose debts do not exceed specific
amounts; it is typically used to budget some of the debtor’s
future earnings under a plan through which unsecured creditors are paid
in whole or in part.

Contact: John Hartgen 

(703) 894-5935

color='#0000ff'>jhartgen@abiworld.org

JANUARY
CONSUMER BANKRUPTCY FILINGS DECREASE 10 PERCENT FROM
DECEMBER

size='3'>February 2, 2010, Alexandria, Va
size='3'>.
size='3'>— The 102,254 consumer
bankruptcies filed in January represented a 10 percent decrease
nationwide from the 113,274 consumer filings
recorded in December, according to the American
Bankruptcy Institute (ABI) relying on data from the National Bankruptcy
Research Center (NBKRC). NBKRC’s data also showed that the January

2010 consumer filings represented a 15 percent increase over the
88,773consumer filings recorded in January 2009. Chapter 13 filings
constituted 30 percent of all consumer cases in January, representing a
2 percent increase from December.

“While January
represented a drop in filings from the previous month, high unemployment

rates, unsustainable mortgage burdens and other economic stresses will
push more consumers to seek the financial relief of bankruptcy in
2010,” said ABI Executive Director Samuel J. Gerdano.
“Consumer filings this year will likely surpass the 1.4 million
consumer filings recorded in 2009.”

###

ABI is the largest
multi-disciplinary, nonpartisan organization dedicated to research and
education on matters related to insolvency. ABI was founded in 1982 to
provide Congress and the public with unbiased analysis of bankruptcy
issues. The ABI membership includes more than 12,400 attorneys,
accountants, bankers, judges, professors, lenders, turnaround
specialists and other bankruptcy professionals, providing a forum for
the exchange of ideas and information. For additional information on
ABI, visit www.abiworld.org. For additional conference information,
visit
face='Times New Roman' color='#0000ff'
size='3'>http://www.abiworld.org/conferences.html
face='Times New Roman' size='3'>.

NBKRC is an online research
center that offers subscribers access to up-to-date research and
statistics on bankruptcy filings. The database contains complete
information dating back to 1995. For more information on NBKRC, please
visit http://www.nbkrc.com
face='Times New Roman' size='3'>.

*Definitions from

Bankruptcy Overview: Issues, Law
and Policy, by the
American Bankruptcy Institute.




size='3'>Chapter 7 of the Bankruptcy Code

is available to both individual and business debtors. Its purpose is to
achieve a fair distribution to creditors of the debtor’s available

non-exempt property.  Unsecured debts not reaffirmed are
discharged, providing a fresh financial
start.  

size='3'>Chapter 11 of the Bankruptcy
Code is available for both business and consumer debtors. Its purpose is

to rehabilitate a business as a going concern or reorganize an
individual’s finances through a court-approved reorganization
plan.

size='3'>Chapter 12 of the Bankruptcy
Code is designed to give special debt relief to a family farmer with
regular income from farming. 

size='3'>Chapter 13 of the Bankruptcy
Code is available for an individual with regular income whose debts do
not exceed specific amounts; it is typically used to budget some of the
debtor’s future earnings under a plan through which unsecured
creditors are paid in whole or in part.

Contact: John Hartgen 

(703) 894-5935

color='#0000ff'>jhartgen@abiworld.org

JANUARY
CONSUMER BANKRUPTCY FILINGS DECREASE 10 PERCENT FROM
DECEMBER

size='3'>February 2, 2010, Alexandria, Va
size='3'>.
size='3'>— The 102,254 consumer
bankruptcies filed in January represented a 10 percent decrease
nationwide from the 113,274 consumer filings
recorded in December, according to the American
Bankruptcy Institute (ABI) relying on data from the National Bankruptcy
Research Center (NBKRC). NBKRC’s data also showed that the January

2010 consumer filings represented a 15 percent increase over the
88,773consumer filings recorded in January 2009. Chapter 13 filings
constituted 30 percent of all consumer cases in January, representing a
2 percent increase from December.

“While January
represented a drop in filings from the previous month, high unemployment

rates, unsustainable mortgage burdens and other economic stresses will
push more consumers to seek the financial relief of bankruptcy in
2010,” said ABI Executive Director Samuel J. Gerdano.
“Consumer filings this year will likely surpass the 1.4 million
consumer filings recorded in 2009.”

###

ABI is the largest
multi-disciplinary, nonpartisan organization dedicated to research and
education on matters related to insolvency. ABI was founded in 1982 to
provide Congress and the public with unbiased analysis of bankruptcy
issues. The ABI membership includes more than 12,400 attorneys,
accountants, bankers, judges, professors, lenders, turnaround
specialists and other bankruptcy professionals, providing a forum for
the exchange of ideas and information. For additional information on
ABI, visit www.abiworld.org. For additional conference information,
visit
face='Times New Roman' color='#0000ff'
size='3'>http://www.abiworld.org/conferences.html
face='Times New Roman' size='3'>.

NBKRC is an online research
center that offers subscribers access to up-to-date research and
statistics on bankruptcy filings. The database contains complete
information dating back to 1995. For more information on NBKRC, please
visit http://www.nbkrc.com
face='Times New Roman' size='3'>.

*Definitions from

Bankruptcy Overview: Issues, Law
and Policy, by the
American Bankruptcy Institute.




size='3'>Chapter 7 of the Bankruptcy Code

is available to both individual and business debtors. Its purpose is to
achieve a fair distribution to creditors of the debtor’s available

non-exempt property.  Unsecured debts not reaffirmed are
discharged, providing a fresh financial
start.  

size='3'>Chapter 11 of the Bankruptcy
Code is available for both business and consumer debtors. Its purpose is

to rehabilitate a business as a going concern or reorganize an
individual’s finances through a court-approved reorganization
plan.

size='3'>Chapter 12 of the Bankruptcy
Code is designed to give special debt relief to a family farmer with
regular income from farming. 

size='3'>Chapter 13 of the Bankruptcy
Code is available for an individual with regular income whose debts do
not exceed specific amounts; it is typically used to budget some of the
debtor’s future earnings under a plan through which unsecured
creditors are paid in whole or in part.

Contact: John Hartgen

            

703-894-5935

href='mailto:jhartgen@abiworld.org'>jhartgen@abiworld.org

NOVEMBER CONSUMER BANKRUPTCY FILINGS DROP 18
PERCENT FROM PREVIOUS MONTH

December 2, 2009, Alexandria, Va.—  The 112,152
consumer filings in November represented a decrease of 18 percent from
the 135,913 filings registered in October, according to the American
Bankruptcy Institute (ABI), relying on data from the National Bankruptcy

Research Center (NBKRC). Despite the drop from the previous month, the
November filings represented a 12 percent increase over the 99,925
consumer filings in November 2008. Chapter 13 filings constituted 29
percent of all consumer cases in November, unchanged from the October
rate.

'While bankruptcy filings cooled in November, consumers are still
feeling the effects of rising unemployment rates and housing debt,' said

ABI Executive Director
size='3'>Samuel J. Gerdano. 'Bankruptcies are set to top 1.4
million filings for 2009 as consumers and businesses continue to seek
shelter from economic distress.'

###

ABI is the largest multi-disciplinary, nonpartisan organization
dedicated to research and education on matters related to insolvency.
ABI was founded in 1982 to provide Congress and the public with unbiased

analysis of bankruptcy issues. The ABI membership includes more than
12,400 attorneys, accountants, bankers, judges, professors, lenders,
turnaround specialists and other bankruptcy professionals, providing a
forum for the exchange of ideas and information. For additional
information on ABI, visit
face='Times New Roman'>www.abiworld.org. For additional
conference information, visit
title='blocked::http://www.abiworld.org/conferences.html'
href='http://www.abiworld.org/conferences.html'>
color='#0000ff'>http://www.abiworld.org/conferences.html.

NBKRC is an online research center that offers subscribers access to
up-to-date research and statistics on bankruptcy filings. The database
contains complete information dating back to 1995. For more information
on NBKRC, please visit
href='http://www.nbkrc.com/'>
color='#0000ff'>http://www.nbkrc.com.

Contact: John Hartgen

            

703-894-5935

href='mailto:jhartgen@abiworld.org'>jhartgen@abiworld.org

NOVEMBER CONSUMER BANKRUPTCY FILINGS DROP 18
PERCENT FROM PREVIOUS MONTH

December 2, 2009, Alexandria, Va.—  The 112,152
consumer filings in November represented a decrease of 18 percent from
the 135,913 filings registered in October, according to the American
Bankruptcy Institute (ABI), relying on data from the National Bankruptcy

Research Center (NBKRC). Despite the drop from the previous month, the
November filings represented a 12 percent increase over the 99,925
consumer filings in November 2008. Chapter 13 filings constituted 29
percent of all consumer cases in November, unchanged from the October
rate.

'While bankruptcy filings cooled in November, consumers are still
feeling the effects of rising unemployment rates and housing debt,' said

ABI Executive Director
size='3'>Samuel J. Gerdano. 'Bankruptcies are set to top 1.4
million filings for 2009 as consumers and businesses continue to seek
shelter from economic distress.'

###

ABI is the largest multi-disciplinary, nonpartisan organization
dedicated to research and education on matters related to insolvency.
ABI was founded in 1982 to provide Congress and the public with unbiased

analysis of bankruptcy issues. The ABI membership includes more than
12,400 attorneys, accountants, bankers, judges, professors, lenders,
turnaround specialists and other bankruptcy professionals, providing a
forum for the exchange of ideas and information. For additional
information on ABI, visit
face='Times New Roman'>www.abiworld.org. For additional
conference information, visit
title='blocked::http://www.abiworld.org/conferences.html'
href='http://www.abiworld.org/conferences.html'>
color='#0000ff'>http://www.abiworld.org/conferences.html.

NBKRC is an online research center that offers subscribers access to
up-to-date research and statistics on bankruptcy filings. The database
contains complete information dating back to 1995. For more information
on NBKRC, please visit
href='http://www.nbkrc.com/'>
color='#0000ff'>http://www.nbkrc.com.

Contact: John Hartgen

(703) 739-0800

color='#0000ff'>jhartgen@abiworld.org

TOTAL
BANKRUPTCY FILINGS UP 33 PERCENT IN THIRD QUARTER

size='3'>November 25, 2009 Alexandria, Va.—
size='3'>The 388,485 total U.S. bankruptcies filed during the third
quarter of 2009 (July 1 – Sept. 30) represented a 33 percent
increase over the 292,291 cases filed over the same period in 2008,
according to data released today by the Administrative Office of the
U.S. Courts. Total filings for the first nine months of 2009 (Jan. 1
– Sept. 30) were up 35 percent to 1,100,035, compared to the
814,496 filings during the same period in 2008. Bankruptcies are at the
highest level since the 2005 amendments to the Bankruptcy
Code.

“The spike in
bankruptcy filings for both consumers and businesses reflects the
continuing effects of today’s weak economy,” said ABI
Executive Director
size='3'>Samuel J. Gerdano. “With
unemployment surpassing 10 percent and credit to businesses remaining
tight, consumers and businesses are increasingly turning to the
financial relief of bankruptcy.”

The 45,510 business
bankruptcies recorded during the first three quarters of 2009 (Jan. 1
– Sept. 30) have eclipsed the full year 2008 (Jan. 1- Dec. 31)
business filing total of 43,546. Business filings during the three-month

period ending Sept. 30, 2009, totaled 15,177 filings, up 32 percent over

the 11,504 business filings in 2008. Chapter 11 business filings rose to

3,060 during the third quarter of 2009, an increase of 23 percent over
the 2,485 filings during the similar period in 2008. Chapter 7 business
filings also increased to 10,798during the three-month period ending
Sept. 30, 2009, representing a 36 percent spike over the 7,927 filings
during the same period in 2008.

Consumer filings totaled
373,308 during the third quarter of 2009 (July 1-Sept. 30), representing

a 33 percent increase over the 280,787 filed during the same period of
2008. Consumer chapter 7 filings during the 2009 third quarter totaled
265,721, an increase of 42 percent over the 2008 third quarter total of
187,227. Chapter 13 consumer filings also increased during the
three-month period ending Sept. 30, 2009, with the 107,142filings,
representing an 15 percent increase over the 93,333 filings during the
same period in 2008.

The 1,402,816 total filings for

the 12-month period ending Sept. 30, 2009, were up more than 34 percent
from the same period in 2008, which totaled 1,042,993. The bankruptcy
filing rate per thousand U.S. residents totaled 4.52 for all chapters
during the 12-month period ending Sept. 30, 2009, as 3.19 Americans per
thousand filed for chapter 7 while 1.28 per thousand filed for chapter
13 bankruptcy, all increases from the similar period a year ago. Nevada
was the state with the highest per capita filing rate in the country,
with 10.49 residents per thousand filing in all chapters, and also had
the highest per capita filing rate for chapter 7 filings at 7.53. The
state with the highest per capita filing rate for chapter 13 bankruptcy
was Tennessee at 4.36 per thousand for the 12-month period ended Sept.
30, 2009.

Nonbusiness filings for the
12-month period ending Sept. 30, 2009, totaled 1,344,095, an increase of

34 percent from the 1,004,342 total nonbusiness filings calculated over
the same period in 2008. Business filings for the 12-month period ending

Sept. 30, 2009, totaled 58,721, up 52 percent from the 38,651 bankruptcy

petitions filed in the 12-month period ending Sept. 30, 2008.

The 989, 227 total chapter 7
filings for the 12-month period ending Sept. 30, 2009, represent a 45
percent increase from the 679,982 filings from the same period in 2008.
Chapter 11 filings also increased, rising 68 percent to 14,745 in 2009
from 8,799 in 2008. Total chapter 13 filings increased 13 percent to
398,210 in the 12-month period ending Sept. 30, 2009, from 353,828 in
the same period last year. Chapter 12 filings also increased 47 percent
from 332 in 2008 to 487.

size='3'>BUSINESS FILINGS for the 3-month
period ending Sept. 30, 2009, totaled 15,177, up 32 percent from the
11,504 bankruptcy business cases filed in the same period in
2008. NON-BUSINESS
FILINGS for the 3-month period ending Sept.
30, 2009, increased 33 percent from 280,787 in 2008 to 373,308 in
2009.

The chapter* breakdown
of BUSINESS
filings for the 3-month period ending Sept. 30, 2009, is:

10,798 chapter 7s, 3,060 chapter 11s, 155 chapter 12s and 1,147 chapter
13s.

The chapter breakdown
of
size='3'>NON-BUSINESS filings for the 3-month
period ending Sept. 30, 2009, is: 265,721 chapter 7s, 445 chapter 11s
and 101,142 chapter 13s.

###

ABI is the largest
multi-disciplinary, nonpartisan organization dedicated to research and
education on matters related to insolvency. ABI was founded in 1982 to
provide Congress and the public with unbiased analysis of bankruptcy
issues. The ABI membership includes more than 12,400 attorneys,
accountants, bankers, judges, professors, lenders, turnaround
specialists and other bankruptcy professionals providing a forum for the

exchange of ideas and information. For additional information on ABI,
visit www.abiworld.org. For additional conference information,
visit
face='Times New Roman' color='#0000ff'
size='3'>http://www.abiworld.org/conferences.html
face='Times New Roman' size='3'>.

Contact: John Hartgen

(703) 739-0800

color='#0000ff'>jhartgen@abiworld.org

TOTAL
BANKRUPTCY FILINGS UP 33 PERCENT IN THIRD QUARTER

size='3'>November 25, 2009 Alexandria, Va.—
size='3'>The 388,485 total U.S. bankruptcies filed during the third
quarter of 2009 (July 1 – Sept. 30) represented a 33 percent
increase over the 292,291 cases filed over the same period in 2008,
according to data released today by the Administrative Office of the
U.S. Courts. Total filings for the first nine months of 2009 (Jan. 1
– Sept. 30) were up 35 percent to 1,100,035, compared to the
814,496 filings during the same period in 2008. Bankruptcies are at the
highest level since the 2005 amendments to the Bankruptcy
Code.

“The spike in
bankruptcy filings for both consumers and businesses reflects the
continuing effects of today’s weak economy,” said ABI
Executive Director
size='3'>Samuel J. Gerdano. “With
unemployment surpassing 10 percent and credit to businesses remaining
tight, consumers and businesses are increasingly turning to the
financial relief of bankruptcy.”

The 45,510 business
bankruptcies recorded during the first three quarters of 2009 (Jan. 1
– Sept. 30) have eclipsed the full year 2008 (Jan. 1- Dec. 31)
business filing total of 43,546. Business filings during the three-month

period ending Sept. 30, 2009, totaled 15,177 filings, up 32 percent over

the 11,504 business filings in 2008. Chapter 11 business filings rose to

3,060 during the third quarter of 2009, an increase of 23 percent over
the 2,485 filings during the similar period in 2008. Chapter 7 business
filings also increased to 10,798during the three-month period ending
Sept. 30, 2009, representing a 36 percent spike over the 7,927 filings
during the same period in 2008.

Consumer filings totaled
373,308 during the third quarter of 2009 (July 1-Sept. 30), representing

a 33 percent increase over the 280,787 filed during the same period of
2008. Consumer chapter 7 filings during the 2009 third quarter totaled
265,721, an increase of 42 percent over the 2008 third quarter total of
187,227. Chapter 13 consumer filings also increased during the
three-month period ending Sept. 30, 2009, with the 107,142filings,
representing an 15 percent increase over the 93,333 filings during the
same period in 2008.

The 1,402,816 total filings for

the 12-month period ending Sept. 30, 2009, were up more than 34 percent
from the same period in 2008, which totaled 1,042,993. The bankruptcy
filing rate per thousand U.S. residents totaled 4.52 for all chapters
during the 12-month period ending Sept. 30, 2009, as 3.19 Americans per
thousand filed for chapter 7 while 1.28 per thousand filed for chapter
13 bankruptcy, all increases from the similar period a year ago. Nevada
was the state with the highest per capita filing rate in the country,
with 10.49 residents per thousand filing in all chapters, and also had
the highest per capita filing rate for chapter 7 filings at 7.53. The
state with the highest per capita filing rate for chapter 13 bankruptcy
was Tennessee at 4.36 per thousand for the 12-month period ended Sept.
30, 2009.

Nonbusiness filings for the
12-month period ending Sept. 30, 2009, totaled 1,344,095, an increase of

34 percent from the 1,004,342 total nonbusiness filings calculated over
the same period in 2008. Business filings for the 12-month period ending

Sept. 30, 2009, totaled 58,721, up 52 percent from the 38,651 bankruptcy

petitions filed in the 12-month period ending Sept. 30, 2008.

The 989, 227 total chapter 7
filings for the 12-month period ending Sept. 30, 2009, represent a 45
percent increase from the 679,982 filings from the same period in 2008.
Chapter 11 filings also increased, rising 68 percent to 14,745 in 2009
from 8,799 in 2008. Total chapter 13 filings increased 13 percent to
398,210 in the 12-month period ending Sept. 30, 2009, from 353,828 in
the same period last year. Chapter 12 filings also increased 47 percent
from 332 in 2008 to 487.

size='3'>BUSINESS FILINGS for the 3-month
period ending Sept. 30, 2009, totaled 15,177, up 32 percent from the
11,504 bankruptcy business cases filed in the same period in
2008. NON-BUSINESS
FILINGS for the 3-month period ending Sept.
30, 2009, increased 33 percent from 280,787 in 2008 to 373,308 in
2009.

The chapter* breakdown
of BUSINESS
filings for the 3-month period ending Sept. 30, 2009, is:

10,798 chapter 7s, 3,060 chapter 11s, 155 chapter 12s and 1,147 chapter
13s.

The chapter breakdown
of
size='3'>NON-BUSINESS filings for the 3-month
period ending Sept. 30, 2009, is: 265,721 chapter 7s, 445 chapter 11s
and 101,142 chapter 13s.

###

ABI is the largest
multi-disciplinary, nonpartisan organization dedicated to research and
education on matters related to insolvency. ABI was founded in 1982 to
provide Congress and the public with unbiased analysis of bankruptcy
issues. The ABI membership includes more than 12,400 attorneys,
accountants, bankers, judges, professors, lenders, turnaround
specialists and other bankruptcy professionals providing a forum for the

exchange of ideas and information. For additional information on ABI,
visit www.abiworld.org. For additional conference information,
visit
face='Times New Roman' color='#0000ff'
size='3'>http://www.abiworld.org/conferences.html
face='Times New Roman' size='3'>.

Contact: John Hartgen

(703) 739-0800

color='#0000ff'>jhartgen@abiworld.org

CONSUMER
BANKRUPTCY FILINGS SURGE PAST ONE MILLION DURING FIRST NINE MONTHS OF
2009

size='3'>October 2, 2009, Alexandria,
Va.— Consumer bankruptcies totaled 1,046,449 filings through the
first nine months of 2009 (Jan. 1-Sept. 30), the first time since the
2005 bankruptcy overhaul that filings have surged past the 1 million
mark during the first three calendar quarters of a year, according to
the American Bankruptcy Institute (ABI), relying on data from the
National Bankruptcy Research Center (NBKRC). The filings for the first
three-quarters of 2009 were the highest total since the 1,350,360
consumer filings through the first nine months of
2005.

'Bankruptcy filings
continue to climb as consumers look to shelter themselves from the
effects of rising unemployment rates and housing debt,' said ABI
Executive Director
size='3'>Samuel J. Gerdano. 'The consumer
filing total through the first nine months is consistent with our
expectation that consumer bankruptcies will top 1.4 million in
2009.'

The September 2009 consumer
filing total reached 124,790, a 41 percent increase from the 88,663
consumer filings in September 2008. The September 2009 filings also
represented a 4 percent increase over the 119,874 filings in August 2009

and it is the fourth highest single month since the 2005 law change.
Chapter 13 filings constituted 28 percent of all consumer cases in
September, unchanged from the August rate.

###

ABI is the largest
multi-disciplinary, nonpartisan organization dedicated to research and
education on matters related to insolvency. ABI was founded in 1982 to
provide Congress and the public with unbiased analysis of bankruptcy
issues. The ABI membership includes more than 12,300 attorneys,
accountants, bankers, judges, professors, lenders, turnaround
specialists and other bankruptcy professionals, providing a forum for
the exchange of ideas and information. For additional information on
ABI, visit www.abiworld.org. For additional conference information,
visit
title='blocked::http://www.abiworld.org/conferences.html'
href='http://www.abiworld.org/conferences.html'>
size='3'>http://www.abiworld.org/conferences.html
face='Times New Roman' size='3'>.