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Amends the federal bankruptcy code to remove qualified educational loans as an exception to discharge from bankruptcy.

To amend title 11 of the United States Code to increase the maximum amount that may be paid to trustees for services rendered; to repeal provisions relating the trustee administration of certain employee pension plans; and for other purposes.

To amend title 11, United States Code, to make bankruptcy organization more efficient for small business debtors, and for other purposes.

To repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act (Public Law 111-203) and revive the provisions of law amended by such Act or restored as if such Act had not been enacted.

Housing Opportunity and Mortgage Equity Act of 2011 - Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (government-sponsored enterprises or GSEs) each to carry out a one-year program providing for the refinancing of qualified single-family housing mortgages it owns through a refinancing mortgage (and for the purchase of and securitization of such refinancing mortgages) in accordance with this Act and the policies and procedures of the Federal Housing Finance Agency. Defines a qualified mortgage as one, regardless of whether the mortgagor is current on payments due or in default, that: (1) is an existing first mortgage for purchase of, or refinancing another first mortgage on, a one- to four-family dwelling, including a condominium or a share in a cooperative ownership housing association, that is occupied by the mortgagor as principal residence\; (2) is owned or guaranteed by the particular GSE\; and (3) was origi