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ICRPs are always a factor in discharging student loans.

As bar dates are fixed by the meeting of creditors, not by date of mailing, Rule 9006(f) isn’t applicable.

Voluntary five-year commitment period sticks the debtor with its burdens, judge holds.

Chapter 13 debtor permitted to surrender collateral and reclassify deficiency as unsecured.

FDCPA suit must begin within one year of the filing of a time-barred claim.

Contempt and FDCPA claims can coexist in one suit in district court.

For serial filers, automatic stay held to terminate only on the debtor’s property.

$50,000 in punitive damages held excessive when actual damages were $1,500.

Simple mistake mushrooms into $50,000 in punitive damages for stay violation.

Bankruptcy judge interprets ‘cause’ under Section 1329(c) as being debtor-centric.