Income-Based Repayment Plans Are No Defense to Undue Hardship

Brunner v. New York State Higher Education Services Corp., 831 F.2d 395, 396 (2d Cir. 1987); In re Brunner, 46 B.R. 752, 753 (S.D.N.Y. 1985); Bell v. U.S. Dep't of Educ. (In re Bell), 2021 Bankr. LEXIS 2393, at *1 (Bankr. W.D. Va. Sep. 1, 2021); Koeut v. United States Dep't of Educ. (In re Koeut), 622 B.R. 72, 75 (Bankr. S.D. Cal. 2020); Acosta-Conniff v. ECMC (In re Acosta-Conniff), 2021 Bankr. LEXIS 2853, at *1 (Bankr. M.D. Ala. Sep. 29, 2021); Rosenberg v. N.Y. State Higher Educ. Servs. Corp. (In re Rosenberg), 610 B.R. 454, 459 (Bankr. S.D.N.Y. 2020); rev’d by, in part, aff’d by, in part, remanded by Rosenberg v. Educ. Credit Mgmt. Corp., 2021 U.S. Dist. LEXIS 187106 (S.D.N.Y., Sept. 29, 2021).