Bankers Beware: Post-Discharge Guaranty Might Be an Invalid Reaffirmation Agreement that Violates Discharge Injunction

Americorp Fin. LLC v. Schwarz (In re Schwarz), No. 15-00044-9-SWH-AP, 2016 WL 7413478 (Bankr. E.D.N.C. Dec. 22, 2016); Liptz & Roberts v. Stevens (In re Stevens), 217 B.R. 757 (Bankr. D. Md. 1998); Minster State Bank v. Heirholzer (In re Heirholzer), 170 B.R. 938 (Bankr. N.D. Ohio 1994); In re Petersen, 110 B.R. 949 (Bankr. D. Colo. 1990); Sandburg Fin. Corp. v. Am. Rice Inc. (In re Am. Rice Inc.), 448 Fed. App’x 415 (5th Cir. 2011); Weeks v. Isabella Bank Corp. (In re Weeks), 400 B.R. 117 (Bankr. W.D. Mich. 2009); In re Arnold, 206 B.R. 560 (Bankr. N.D. Ala. 1997); TD BankNorth NA v. Ewing (In re Ewing), 365 B.R. 347 (Bankr. D. Mass. 2007); Republic Bank of Calif. NA v. Getzoff (In re Getzoff), 180 B.R. 572 (B.A.P. 9th Cir. 1995); Van Meter v. Am. State Bank, 89 B.R. 32 (W.D. Ark. 1988); Venture Bank v. Lapides, 800 F.3d 442 (8th Cir. 2015); and Dubois v. Ford Motor Credit Co., 276 F.3d 1019 (8th Cir. 2002).
Cherry v. Arendall (In re Cherry), 247 B.R. 176 (Bankr. E.D. Va. 2000)
Mickens v. Waynesboro Dupont Emps. Credit Union, Inc. (In re Mickens), 229 B.R. 114, (Bankr. W.D. Va. 1999)
Bradley v. Fina (In re Fina), 550 Fed. App’x. 150 (4th Cir. 2014)