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October 122006

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October 12, 2006


name='1'>
Dana’s Bid to Protect Incentive Plans Draws
Retirees’ Ire

Dana Corp.’s
petition for a bankruptcy court to reconsider a ruling that denied
proposed incentive packages for the company’s executives is
continuing to take fire from all sides, with the nonunion
retirees’ committee calling the move “a procedurally
improper request for reconsideration with no basis in fact or
law,”
Portfolio
Media
reported yesterday. In an objection
filed Tuesday in the U.S. Bankruptcy Court for the Southern District of
New York, the committee said it was previously unable to file an
objection to Dana’s motion because it was only recently appointed.

The committee said that the bankruptcy rules were enacted precisely to
address this inequity, and that Dana’s strategy of turning a blind

eye to those rules is exactly why the court denied the company’s
initial motion.


name='2'>
Trustee Criticizes Nellson Debtors

The U.S. Trustee
overseeing Nellson Nutraceutical Inc.’s chapter 11 proceedings has

filed a motion blasting the debtors as “dishonest and
incompetent” and asking the court to appoint a chapter 11
trustee, Portfolio
Media
reported yesterday.

size='3'>U.S.

size='3'>Trustee Kelly Beaudin Stapleton filed

the motion Tuesday in federal bankruptcy court in
w:st='on'>
size='3'>Delaware
. The
motion argues that a chapter 11 trustee should be appointed for and
accuses the debtors of threatening members of the unsecured
creditors’ committee. Stapleton said she had been advised that
debtor’s management told the committee members that if they wanted

to continue doing business with the debtors, the committee would have to

adapt its legal position in the case to comport with Nellson’s.
The motion also references allegations that the debtor’s
management misled or hid information from creditors and other parties
involved in Nellson’s ongoing valuation trial.


name='3'>
Adelphia Files New Draft of Reorganization
Plan

Bankrupt cable operator
Adelphia Communications Corp. said on Wednesday that it has filed a
further modified draft of its fifth chapter 11 reorganization plan,
seeking to extend the date by which the plan must be consummated to Dec.

22, Reuters reported yesterday. The draft, filed in the U.S. Bankruptcy
Court for the Southern District of New York, was filed alongside a plan
support agreement amending the global settlement reached earlier by
Adelphia and various creditors.

Rail
Franchise May File for Bankruptcy

Sea Containers, the owner

of the British GNER rail franchise, could file for chapter 11 protection

in the

size='3'>United States by
next week as it braces itself for a default on a $115 million bond
payment,
the
w:st='on'>
size='3'>London

size='3'>Guardian
reported today. The
struggling group must make the payment by Sunday, and there is mounting
speculation within the rail industry that the Bermuda-registered company

will seek shelter from its creditors.  
href='
http://business.guardian.co.uk/story/0,,1919964,00.html'>Read
more.


name='5'>
Senator Battles Insurance Companies over Hurricane Katrina
Claims

One of thousands of
homeowners on the

w:st='on'>
size='3'>Gulf

face='Times New Roman' size='3'>Coast

who have been fighting with their insurers over payments
for damage in Hurricane Katrina, Sen. Trent Lott (R-Miss.) said that he
inserted a provision into legislation, signed by President Bush last
week, directing the Department of Homeland Security to investigate
potential fraud by the insurance industry, the

face='Times New Roman' size='3'>New York Times

size='3'>reported today. Lott said that he was also drafting legislation

to challenge the industry’s exemptions from antitrust laws and had

asked his staff to investigate the industry’s tax rates.
Lott’s claim for the loss of his $400,000 house in

size='3'>Pascagoula
was
rejected by State Farm. He said that he was not acting solely out of
personal motivation. “I’ve had my own experience, but a lot
of people have had similar experiences,” Lott said. 

href='http://www.nytimes.com/2006/10/12/business/12insure.html?_r=1&oref=slogin&ref=business&pagewanted=print'>Read

more.


name='6'>
Commentary: Benefits for State and Local Government
Employees Approaches $2 Trillion Deficit

State and local
governments are amassing huge obligations in the form of unfunded
retirement benefits for their workers, according to a commentary today
in the
Wall Street
Journal
. Aside from underfunded pension plans,

governments have also run up large obligations from their retiree health

plans. While a new Governmental Accounting Standards Board (GASB) rule
will kick in next year and reveal exactly how large this problem is, it
is estimated that retiree health benefits are a $1.4 trillion fiscal
time bomb. The new GASB regulations will require accrual accounting of
state and local retiree health benefits, thus revealing to taxpayers the

true costs of the large bureaucracies that they fund. A review
of unfunded health costs across 16 states and 11 local governments
that have made actuarial estimates has found an average accrued
liability per covered worker of $135,000. Multiplying that by the number

of covered state and local employees in the country yields a total
unfunded obligation of $1.4 trillion -- twice the reported underfunding
in state and local pension plans at $700 billion.

Ford
Motor Seeks Buyer for Extended-Warranty Unit

Ford Motor Co. has put
its extended-warranty service contract business up for sale as the auto
maker continues to look for ways to shore up its operations, the

Wall Street Journal
reported today. The potential sale of the Automobile
Protection Corp., a Ford subsidiary, is part of the company's review of
strategic options as it restructures in an effort to become smaller and
leaner. Ford bought APCO in 1999, which mainly sells auto dealers
warranty service contracts that continue beyond the manufacturer's
warranties. Ford said that Atlanta-based APCO has grown in sales and
revenue since it was acquired. 

href='http://online.wsj.com/article/SB116057871951589380.html?mod=us_business_whats_news'>Read

more. (Registration required.)


name='8'>
Commentary: Extend 'Payday Loan' Protections to All
Borrowers

A recent measure passed
by Congress specifically to assist military personnel with regard to
payday loan protections should serve as a template for all consumers,
according to a commentary today in the

size='3'>Washington Post. The 2007 defense
authorization bill includes a provision capping annual interest rates on

consumer credit loans, including 'payday loans,' to service members and
their dependents at 36 percent. On an annualized basis, the fee charged
on these loans can top out at 400 to 1,000 percent, according to Travis
Plunkett, legislative director for the Consumer Federation of
America. 

href='http://www.washingtonpost.com/wp-dyn/content/article/2006/10/11/AR2006101101453_pf.html'>Read

more.


name='9'>
Ex-Cop Accused of Bankruptcy Fraud

FBI agents arrested a
retired

face='Times New Roman' size='3'>Denver

police narcotics detective Wednesday on a federal
bankruptcy fraud indictment, the

size='3'>Denver Post
reported today. The
six-count indictment accuses Joseph Rael of forging his police officer
wife's signature to apply for bankruptcy court protection on March 31 in

an effort to reorganize finances and pay off gambling debts. The couple
faced a foreclosure on their home in
w:st='on'>
size='3'>Littleton
,
w:st='on'>
size='3'>Colo.
Rael also
failed to disclose gambling debts from 2004, according to the criminal
indictment by U.S. Attorney Troy Eid. 
href='
http://www.denverpost.com/ci_4478355?source=rss'>Read
more.

Credit Managers Daily
Business News Report

The following articles
are taken from the Daily Summary of Troubled & Fast Growing U.S.
Companies published by Bastien Financial Publications. 

For more of the latest business news visit

color='#800080'
size='3'>http://dailybusiness.creditmanagers.biz
face='Times New Roman' size='3'>.  

ABI Members receive a 50
percent discount when subscribing to the complete Daily
Summary.


size='3'>American Medical Response
Inc
., Greenwood Village, Co., agreed to pay $9

million to settle charges by the Department of Justice that it provided
discount transportation in exchange for referrals. American Medical did
not admit to any wrongdoing in the matter.


size='3'>Asyst Technologies Inc

size='3'>., a Fremont, Ca. maker of semiconductor equipment, said that
costs related to restatements for correcting past irregularities in its
stock-options accounting will be about $19 million. The restatements
will increase net losses for 2002, 2003, 2005 and 2006 while its net
loss for 2004 will be reduced.


size='3'>Audiovox Corp

size='3'>., a Hauppauge, N.Y. seller of consumer electronics, reported a

second quarter net loss of nearly $2 million, including an operating
loss of $1.6 million.  Revenue declined
21%--to $97.4 million.


size='3'>CMGI Inc
.,
a
Waltham,
Ma. provider of supply-chain management services, reported a fourth
quarter net loss of more than $2.5 million, including operating income
of nearly $4.9 million. Revenue rose 6%--to $262 million. For the year,
its net income sank 44%--to $14.9 million, including operating income of

$28.7 million.  Fiscal revenue rose 9%--to
$1.1 billion. The quarter and year included charges of $636,000 and $9.5

million respectively.


size='3'>Pizza Inn Inc

size='3'>., a Colony, Tx. operator of quick-service pizza restaurants,
reported a fiscal net loss of $6 million, including an extra charge of
$1.3 million. 
Sales fell 8%--to $50.6
million.


size='3'>Zila Inc
.,
a
Phoenix,
Az. developer of cancer-detection technologies, reported a fourth
quarter net loss of $9 million, including an operating loss of $8
million. Revenue declined 62%--to $4.2 million. For the year, it lost
$29.3 million, including an operating loss of $27.7 million. Revenue
declined 35%--to $28.2 million.