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January 252008

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January 25, 2008


name='1'>
Bankruptcy Judge Approves Marcal

w:st='on'>Sale

Bankruptcy Judge

size='3'>Morris Stern cleared the way for
hedge fund Highland Capital Management to buy

Marcal Paper Mills Inc. for about $160 million, closing the book on the
New Jersey paper maker's 75 years as a

family-owned business, the Associated Press reported yesterday. Some of
Marcal's creditors claimed that

size='3'>Highland, which
held the bulk of the company's second-lien

debt, was using the bankruptcy sale process to obtain the company at a
discount.

w:st='on'>
size='3'>Highland

size='3'>offered to pay $9.45 million in cash, credit-bid $35 million of

its secured claim against the company

and assume $121.6 million in liabilities.
face='Times New Roman'>

w:st='on'>
size='3'>Highland

size='3'>said that the sale is subject to reaching a deal with the
New Jersey Department of Environmental

Protection. The company also faced $946 million in environmental claims
filed by the federal government related

to the cleanup of New
Jersey
's polluted


size='3'>Passaic

w:st='on'>
size='3'>River
.
Earlier

in the bankruptcy case, the company reached a deal to settle those
claims for $3 million. 

href='http://biz.yahoo.com/ap/080123/marcal_bankruptcy.html?.v=1'>Read
more.


name='2'>
Lender Asks Court to Liquidate NovaStar

Unit

American Interbanc
Mortgage LLC is trying to force a NovaStar

Financial Inc. subsidiary into chapter 7 in order to collect the $48.9
million it won last year in an antitrust

lawsuit, Bankruptcy
Law360
reported

yesterday. The petition came just two weeks after Novastar announced it
was ending all mortgage origination

operations, slicing its already-thinned staff to just 30 employees
charged with managing its mortgage portfolio.

American Interbanc also on Wednesday filed an emergency motion asking
the court to appoint an interim trustee for

the subsidiary. American Interbanc accused the subsidiary of
transferring its assets to affiliates in an effort

to avoid paying its judgment. A hearing has been for Jan. 31 on the
motion. 

href='http://bankruptcy.law360.com/Secure/ViewArticle.aspx?id=45078'>Read

more. (Registration

required.)


face='Times New Roman' size='3'>

name='3'>Wisconsin

size='3'> Bankruptcy Filings Up in 2007

The subprime mortgage
crisis and interest rate resets for

adjustable rate mortgages contributed to a 39 percent increase in

Wisconsin
size='3'>bankruptcy filings in 2007 and local bankruptcy

attorneys say their caseloads are booming, the Wisconsin State
Journal
reported today. The state's

15,650 filings last year were up from 11,257 in 2006, according to
statistics compiled by the

size='3'>U.S. Bankruptcy
Courts for

w:st='on'>

size='3'>Wisconsin's
Eastern and Western Districts. Roughly

two-thirds of the filings were in eastern
w:st='on'>

size='3'>Wisconsin, an area that
includes

w:st='on'>
size='3'>Milwaukee
.

size='3'>Madison had 2,512
bankruptcy filings in 2007, up 30 percent

from 1,936 filings the year before. Filings in 2006 were the lowest in
more than a decade because a record 38,357

people filed in 2005 in advance of the new bankruptcy law. 

href='http://www.madison.com/wsj/home/biz/269183&ntpid=3'>Read
more.

Judge

Gives Early Approval to Hancock Fabrics

Settlement

Bankruptcy Judge

size='3'>Brendan L. Shannon gave preliminary
approval to a settlement in a class action

that alleges that bankrupt Hancock Fabrics printed credit card
expiration dates on consumer receipts in violation

of the Fair and Accurate Credit Transactions Act,
face='Times New Roman' size='3'>Bankruptcy

Law360 reported yesterday. The agreement says
that Hancock will conduct a 10

percent-off sale event for class members later this year at all of its
retail locations. The settlement agreement

also stipulates that class counsel in the matter will be paid $75,000
and up to $5,000 in expenses. Hancock urged

the court to approve the settlement in a motion filed earlier this
month, saying the claims at issue were complex

and concern FACTA. 

href='http://bankruptcy.law360.com/Secure/ViewArticle.aspx?id=45064'>Read

more. (Registration required.)

Study

Says Private Equity Isn’t Big Job

Killer

The World Economic Forum
will release the results today of a

yearlong examination of 5,000 private equity transactions from 1980
through 2005 looking at the issue of whether

buyouts create jobs or result in more layoffs, the
face='Times New Roman' size='3'>New York

Times reported. Among the most interesting
findings: two years before a buyout, a

company cuts, on average, 4 percent more of its work force compared with

its peers, probably because it is

struggling or trying to prepare for a sale. After a buyout, the acquired

company, on average, cuts 7 percent of

its work force over two years, but at the same time, it added jobs
— usually new positions and in new

locations — at a pace of about 6 percent, resulting in a net loss
of 1 percent. The study, “Economic

Impact of Private Equity,” was led by Josh Lerner, professor
at

face='Times 


New








&

#13;




&

amp;amp;amp;#13;
Roman'
size='3'>Harvard

face='Times New Roman' size='3'>Business
School, and Steven

J. Davis, professor at the

size='3'>University of
Chicago
size='3'>’s Graduate School of

Business. 

href='http://www.nytimes.com/2008/01/25/business/worldbusiness/25davos.html?_r=1&sq=bankruptcy&st=nyt&amp

;oref=slogin&scp=2&pagewanted=print'>Read
more.


name='6'>
Northwest Pilots File Complaint Alleging

Pension Plan Bias

A group of Northwest
Airlines Corp. pilots who believe a revised

company pension plan discriminates against older aviators brought an
amended complaint against the carrier and

the Air Line Pilots Association union in federal court in

face='Times New Roman' size='3'>Seattle
late Wednesday, the

Wall Street
Journal
reported today. At

issue are modifications Northwest made Jan. 1 to its
defined-contribution pension plan for its 4,500 pilots. The

airline and ALPA negotiated the changes late last year in order to
produce similar levels of final retirement

income for all the pilots instead of the previously sharp disparities
based on pilots' years of service and the

sums they already had accrued in a prior pension plan. While Northwest
was in bankruptcy court protection from

2005-07, it cut the wages and benefits of all of its employees. The
company won legislative relief to preserve

its defined-benefit pension plans by freezing them instead of
terminating them. From that point on, pilots and

some other unionized groups switched to defined-contribution pension
plans. In the pilots' case, Northwest

contributed 5 percent of their income in 2007, a sum that will increase
to 8 percent of income in 2011. 

href='http://online.wsj.com/article/SB120120172564214089.html'>Read
more. (Registration

required.)


name='7'>
Economic Stimulus Package Exposes Fannie Mae

and Freddie Mac to Greater Credit Risk

One of the features of
the economic stimulus package fashioned

yesterday by Congress and the Bush administration would provide
guarantees to more mortgages in an effort to

boost the housing market, exposing the nation's two government-sponsored

mortgage companies to greater credit

risk, the Wall Street
Journal
reported

today. With defaults rising, investors lately have shunned nearly all
mortgages not guaranteed by Fannie Mae and

Freddie Mac. Democrats and Republicans provided conflicting versions of
how much more leeway the companies will

get. The package agreed upon by Congress would temporarily allow Fannie
and Freddie to buy or guarantee mortgages

as high as $729,750 in cities with high housing prices, according to
House Speaker Nancy Pelosi (D-Calif.). House

Republican Leader John Boehner (R-Ohio) put the ceiling at $625,000,
according to a news release. The higher

allowance would expire Dec. 31, though it would be permanent for loans
guaranteed by the Federal Housing

Administration, the New Deal-era agency that typically helps low- and
middle-income home buyers qualify for

low-interest mortgages. Currently, FHA can't guarantee mortgages higher
than $367,000. 

href='http://online.wsj.com/article/SB120123250591916143.html?mod=us_business_whats_news'>Read

more. (Registration required.)

Movie

Gallery Wins Chapter 11

Extension

Movie Gallery Inc. won
the right to keep exclusive control of its

chapter 11 case for four extra months while it works toward confirmation

of its plan to reorganize and repay

creditors, the Associated Press reported today. Bankruptcy Judge

size='3'>Douglas O. Tice Jr. said that the
video-rental chain may retain the exclusive

right to file its chapter 11 plan of reorganization through June 13,
preventing creditors from proposing

competing plans.
size='3'>Movie Gallery has already filed a disclosure

statement, which Judge Tice is set to consider at a Jan. 29
hearing. 

href='http://www.forbes.com/feeds/ap/2008/01/24/ap4571864.html'>Read
more.

Call
Center Company Files for

Bankruptcy

Florida-based call center

company PRC, formerly known as Precision

Response, filed for bankruptcy yesterday, the Associated Press reported.

The Plantation, Fla.-based company has

call centers in Cedar Rapids,

Des Moines,
Ames,
w:st='on'>

size='3'>Marshalltown, and

face='Times New Roman' size='3'>Cedar
Falls, Iowa. Court
documents

indicate PRC owes more than $100 million. PRC was acquired about a year
ago by a unit of Diamond Castle Holdings,

a New York-based private equity firm. 

href='http://www.action3news.com/Global/story.asp?S=7770994&nav=menu550_2'>Read

more.

href='http://www.action3news.com/Global/story.asp?S=7770994&nav=menu550_2'> 

href='http://online.wsj.com/article_print/SB120115814649013033.html'>