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• 8 min read
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A Collections Agency Sued Me and Won. What Collection Measures Can It Now Take Against Me?

Before debt collectors get a legally-enforceable judgment against you, a collections agency generally has only one way of getting paid: by asking. In Colorado, this is often done by telephone call or letter.

6 min read

Can Collection Agencies Add Interest to My Debt?

Yes. Under the federal and Colorado state Fair Debt Collection Practices Act (or “FDCPA”), collection agencies may add interest to your debt so long as your original financing agreement allows them to do so.

6 min read

Pre-petition tax refund garnishment avoidable under 522(h), but not 522(f).

Johnson v CACH, LLC (In re Johnson), E.D. Mich., December 20, 2010 (Case No. 10-12873, Hon. Robert H. Cleland)

6 min read

Ballooning Student Loan Debt Will Cause Future Pain

You should not rely on showing a hardship that can discharge your student loans in bankruptcy unless you can prove that you will never work again and never have the ability to repay the loans.

6 min read


Upcoming Events In Georgia

Here is a list of events of interest to Bankruptcy lawyers in Georgia.  Please send a message or leave a comment if there are others.

6 min read

How Can I Stop the Collections Department of a Local Merchant from Harassing Me?

Unfortunately, the federal Fair Debt Collection Practices Act (or “FDCPA”) does not apply to your creditors’ in-house collections department. It only applies to collection agencies that are hired by your lenders to collect your debts.

6 min read