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Insolvency Service “reframes” view of creditor – IPs can apply their discretion (UK)

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Can I Discharge my Social Security Disability Overpayment in Bankruptcy

The Social Security Administration is a mess. Currently, SSA is in the midst of an overhaul in which they are attempting to go “paperless.” Unfortunately, they are understaffed with many of the remaining employees overworked and poorly trained

Don’t Want To Reaffirm in Bankruptcy? Change The Law!

If you have been reading Bankruptcy Law Network recently, you would have seen various articles about reaffirmations. What they are, what they do, under what circumstances you should reaffirm a debt or mortgage and when you should not. There are even

Vicente Padilla Gets ‘CLIP’ped in Dodgers Bankruptcy

EPA/Erik S. Lesser A lot of odd things have happened to pitcher Vicente Padilla during his 13-season Major League career. He was once traded for Curt Schilling; he’s thought to be the first Major Leaguer to be diagnosed with swine flu; and he was

Limited Emergency Efforts to Save Homes Continue

According to an article entitled The Soon-to-Evaporate Help for At-Risk Homeowners in 32 States in the Bucks blog of The New York Times, there still could be emergency financial aid from the federal government available for some homeowners through a

Refinancing Without Reaffirming in Bankruptcy?

When you file Chapter 7 bankruptcy, one option you have is to reaffirm your mortgage. Do you have to reaffirm in order to refinance later? Of course not, but your lender may try to tell you otherwise. Other articles here discuss the actual process of

Fed: Interchange Rule Not Our Fault

Despite a 4 to 1 vote by the Federal Reserve Board on its final interchange rule, one thing all the governors could agree on was this: Don't blame us, Congress made us to do it.

Valuing Houses in Bankruptcy Cram-Down Proceedings

Written by Craig D. Robins, Esq. Court Finds Mortgagee’s Appraiser Lacked Credibility in Chapter 13 Mortgage Cram-Down Proceeding Over the past several years, the judges in the Central Islip Bankruptcy Court here in the Eastern District of New York

Possible implications of CFTC v. Walsh for divorced couples in bankruptcy

Here at Shenwick & Associates, clients with a variety of marital statuses seek our bankruptcy counsel–single, married, in the process of divorce, filing individually or jointly. Each variation requires the analysis and creativity of sophisticated

Bankruptcy Fraud Investigation Continues after Fraudster’s Death

The Wall Street Journal reported this week on a man whose bankruptcy case has outlived him. And he’s not too sympathetic a character: after defrauding clients of his business out of $19 billion, the man was reportedly put into federal prison. Sources

The 5 Reasons You Need to Get Out of Debt Now

Everyone knows they should not carry debt, yet most of us still do. We’ve been taught it’s okay to have debt. In fact, many people will tell us we need to take on debt in order to establish our credit. In actuality, debt, no matter how small or how