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Insolvency Service “reframes” view of creditor – IPs can apply their discretion (UK)

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Can my Chapter 7 trustee kick me out of my Florida home?

Cash or Keys? Not if you hire an experienced bankruptcy lawyer. As I previously reported, we have a problem in the state of Florida with a few rogue bankruptcy trustees using unsavory tactics to shakedown Chapter 7 debtors. Specifically, in the State

Restructure the Loan Into Payment Tranches (Instead of Using an A\B Note Structure)?

Over the last couple of years (wow . . . years - this has been one deep and long ditch), there has been a lot of talk about recapitalizing deals by bringing new investors or owners into commercial real estate deal that are underwater, or in the ditch

Forget the Treasury, Make Bair Anti-Foreclosure Czar

Obama should take a brisk stroll over to Pew Charitable Trusts and ask Shelia Bair to be the anti-foreclosure and future homeownership czar.

California Toughs It Out, Why Can't Greece?

California isn't TBTF simply because people in Washington have made utterly clear that they're not going to bail out any state or local government at all.

"Extend and Pretend" Falls Short for CRE Troubles

Adjusting maturity dates on commercial real estate loans is like rearranging the chairs on the deck of the Titanic.

Notes from Counsel for the Chapter 13 Trustee

From Aki Koyama's Facebook page: If a motion to avoid lien has been granted by the Judge, both Judge Donovan and Judge Klein now require the order granting the motion to be entered before the plan will be ordered confirmed....

Disconnect Between Reality and Regs Is Insane

The article "Fed Up with Talk, Bankers Try Reining in Regulators" really has me fed up. For over 37 years I have been a community banker. Every day I read about yet another new regulation. The sentence that really got to me was "Although modified

Forget the Treasury, Make Bair Anti-Foreclosure Czar

Obama should take a brisk stroll over to Pew Charitable Trusts and ask Shelia Bair to be the anti-foreclosure and future homeownership czar.

Don't trade your I bonds for EE bonds

If you're looking for the best return, Series I bonds offer more bang for your buck.

Should I buy or lease a new car?

Lease, don't buy, a new car if you can manage the leasing contract's mileage limitations.