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Insolvency Service “reframes” view of creditor – IPs can apply their discretion (UK)

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DISCHARGABILITY OF STUDENT LOANS IN BANKRUPTCY

In an average bankruptcy case, regardless of the chapter (7,13) filed, student loans are not dischargeable. In the Western District of Texas, payments on student loans may not be included in a Chapter 13 Plan unless such plan proposes to pay the

Not All Debt Relief Companies Are Created Equal

I want to make it clear that I have nothing against "Debt Relief Agencies". Under the right circumstances they perform a service that avoids bankruptcy for many people. Some of these companies are honest, charge reasonable fees and have a staff that


New FCA Rules Put Lenders and Brokers Directly in Their Gun Sights

The author is a member of the Firm's Government Contracts & Regulated Industries Practice Group. For additional articles and postings concerning this and related topics, please refer to Sheppard Mullin's Government Contracts Blog, which can be found

Pay Day Loan Companies Are Cunning!

Lots of people seeking help from a bankruptcy lawyer to file a Chapte 7 (eliminate unsecured creditors) or a chapter 13, have one or more payday loans. Payday loans are difficult to deal with for both the client and the bankruptcy lawyer. The

It Doesn’t Always Pay to Have a Title

In a recent decision by the Delaware Bankruptcy Court, the Court held that a person holding the title of an officer, including vice president, is presumptively what he or she appears to be — an officer and, thus, an insider. See In re: Foothills

It Doesn’t Always Pay to Have a Title

In a recent decision by the Delaware Bankruptcy Court, the Court held that a person holding the title of an officer, including vice president, is presumptively what he or she appears to be — an officer and, thus, an insider. See In re: Foothills

It Doesn’t Always Pay to Have a Title

In a recent decision by the Delaware Bankruptcy Court, the Court held that a person holding the title of an officer, including vice president, is presumptively what he or she appears to be — an officer and, thus, an insider. See In re: Foothills

All Hope May Not Be Lost For a Seller of Goods to an Insolvent Buyer

In these days of economic uncertainty and write-offs, sellers should be aware of their right under Section 2-705 of the Uniform Commercial Code (UCC) to stop the delivery of goods in transit to an insolvent buyer who has not taken physical possession

Bankruptcy, The Answer For Your Business?

Have you ever wondered why doctors and lawyers ‘practice' their profession? I have. Today you have to be lucky to find a doctor that focuses on ‘healing' and an attorney that focuses on ‘selfless problem solving'. It has been my experience that the

RED ALERT! AVOID THE LOAN MODIFICATION PREDATOR

There are always people ready to take advantage of other people in desperate situations and the current home foreclosure situation is no different. A whole cottage industry has sprung up made up of predators prepared to charge large fees for helping

Mortgage Modification - Truth or Fiction

There has been a great deal of publicity about money being infused into banks and financial institutions by the government. A significant portion of that infusion is supposed to be used to modify existing mortgages that are in default or are on the

Obamanomics may truly be revealed (and tested) with “New GM”

Under the GM deal reached with the Obama Administration, the US Government will own 60% of New GM — that is, the “leaner and meaner” GM (of course, only time will tell if that becomes the case). The problem for the Obama Administration is that the US

Obamanomics may truly be revealed (and tested) with “New GM”

Under the GM deal reached with the Obama Administration, the US Government will own 60% of New GM — that is, the “leaner and meaner” GM (of course, only time will tell if that becomes the case). The problem for the Obama Administration is that the US

Obamanomics may truly be revealed (and tested) with “New GM”

Under the GM deal reached with the Obama Administration, the US Government will own 60% of New GM — that is, the “leaner and meaner” GM (of course, only time will tell if that becomes the case). The problem for the Obama Administration is that the US

As Predicted, GM Files for Chapter 11 Today

GM filed for Chapter 11 bankruptcy protection today in the United States Banrkuptcy Court for the Southern District of New York at 09-50026. A copy of the petition is here, and a copy of the GM press release describing the bankruptcy proceedings are

As Predicted, GM Files for Chapter 11 Today

GM filed for Chapter 11 bankruptcy protection today in the United States Banrkuptcy Court for the Southern District of New York at 09-50026. A copy of the petition is here, and a copy of the GM press release describing the bankruptcy proceedings are

As Predicted, GM Files for Chapter 11 Today

GM filed for Chapter 11 bankruptcy protection today in the United States Banrkuptcy Court for the Southern District of New York at 09-50026. A copy of the petition is here, and a copy of the GM press release describing the bankruptcy proceedings are

GM, US Treasury and (Some) Bondholders Strike Deal: Bankruptcy on Monday? You Bet.

According to Bloomberg.com, U.S. Treasury and some of GM’s bondholders reached a deal today that will permit GM to file for bankruptcy on Monday, June 1, 2009 (Of course, notwithstanding this “deal”, GM would likely have filed by then anyway, but

GM, US Treasury and (Some) Bondholders Strike Deal: Bankruptcy on Monday? You Bet.

According to Bloomberg.com, U.S. Treasury and some of GM’s bondholders reached a deal today that will permit GM to file for bankruptcy on Monday, June 1, 2009 (Of course, notwithstanding this “deal”, GM would likely have filed by then anyway, but

GM, US Treasury and (Some) Bondholders Strike Deal: Bankruptcy on Monday? You Bet.

According to Bloomberg.com, U.S. Treasury and some of GM’s bondholders reached a deal today that will permit GM to file for bankruptcy on Monday, June 1, 2009 (Of course, notwithstanding this “deal”, GM would likely have filed by then anyway, but