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Insolvency Service “reframes” view of creditor – IPs can apply their discretion (UK)

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A guide to HARP refis

The Home Affordable Refinancing Program allows homeowners to refinance underwater mortgages.

Trick or treat: 7 hauntingly good money tips

Banks fill your bag with offers, some sweet and some sour. Know the difference.

529 college savings plans: 2 are better than 1

Ex-spouses can open separate college savings plans for a child. Here's how to iron out the details.

Revised HARP could let more owners refinance

The HARP refinance program was a bust. Will a revised HARP let you refi and save money?

Selling 'as is' isn't as easy as it seems

Selling a home "as is" can save repair dollars or wind up costing money. Here's what to know.

10 insurance movies that are worth the copay

In these films, insurance is anything but boring -- and can sometimes be downright sexy.

3 tips on choosing a cash-back credit card

The choices are plentiful, but these tips make it easy to find the best card for you.

Keep the Volcker Rule Brief, Let the Regulators Referee

Let's revert to a much simpler restatement of the Volcker legislative language and then actually put in place a sufficient number of savvy regulators to watch over the proprietary trading practices of the industry.

What do Credit Card Companies Demand for Non-Bankruptcy Settlements?

As a bankruptcy lawyer, my job is to evaluate my clients’ financial issues and offer as many possible solutions as I can. Generally bankruptcy constitutes one of those options but by no means is Chapter 7 or Chapter 13 the only option. Recently I met

Geithner's Vague Threat to Banks Does More Harm than Good

Who would put a single dollar in an industry that has been put on notice of impending punishment of unknown severity? Telling the voting public to "stay tuned" is tantamount to telling the investing public to stay away.

AVP Hosts First Post-Bankruptcy Tournament

AP Photo/Mark J. Terrill April Ross dives for a ball during a match at the AVP Nivea Tour Hermosa Beach Open women’s final on July 18, 2010, in Hermosa Beach, Calif. The Association of Volleyball Professionals has officially brushed off the sand and

Second Mortgages & Foreclosure Rights

Filing for personal bankruptcy is often cited as a way to stop or delay mortgage foreclosure. But what happens to a person’s home in the months and years after a bankruptcy discharge? Bankruptcy may temporarily relieve the threat of foreclosure, but

Vucurevich In U.S. Bankruptcy Court

"The former owner of the Sioux Falls Storm and the now closed Ground Round restaurant appeared in Federal Bankruptcy Court this afternoon. Creditors have filed a petition for involuntary Chapter 7 bankruptcy against Kent Vucurevich." Read more here.

A Word About Our Latest Incarnation

John Morley said, “Evolution is not a force but a process. Not a cause but a law.” Given the fact that this is a site about the law, we thought it necessary to continue our evolution. Today we took off the wraps to show you the next step in the

Madoff trustee, firm awarded another $45.3 mln

"Irving Picard, the trustee seeking money for victims of Bernard Madoff's fraud, and his law firm were awarded another $45.3 million of fees by the judge overseeing the liquidation of the imprisoned Ponzi schemer's investment advisory firm. In an

Southern Montana Electric G&T Cooperative Files Bankruptcy

"Southern Montana Electric Generation & Transmission Cooperative Inc., a provider of electrical power to utility cooperatives in Montana, filed for bankruptcy protection. The company listed assets and debt in the range of $100 million to $500 million

What is a Bankruptcy Panel Trustee?

If you’ve decided to file a Chapter 7 bankruptcy then you’ll be assigned a trustee from a panel of people, typically lawyers. You will meet your panel trustee when you have your 341 meeting, which is where you answer questions about your assets and

Warren and Empiriciscm

It is not often that intellectual debates about the nature of law and legal scholarship find their way into the popular media. Elizabeth Warren's campaign for U.S. Senate, however, has provided the occasion. This past weekend in the Boston Globe

Massachusetts Bankruptcy and Foreclosure News

Boston bankruptcy lawyers are often contacted to file Massachusetts bankruptcy to stop a foreclosure. Sometimes they need to file bankruptcy so that they can discharge their consumer debt, giving them the funds available to avoid foreclosure

Social Security and Massachusetts Bankruptcy

The good news is that the Social Security Administration has announced that next year, for the first time since 2009, there will be a cost of living adjustment in Social Security benefits in the amount of 3.6%. As a Massachusetts bankruptcy lawyer, I