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Insolvency Service “reframes” view of creditor – IPs can apply their discretion (UK)

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Lien Stripping in Chapter 13 without discharge

First, what is a chapter 20? One files first a chapter 7 to discharge all unsecured debt. After receiving a discharge which takes around 4 months, one can file a chapter 13 if it benefits the debtor. One benefit has been pointed out by the U.S

Zombie Companies - Has the Chancellor missed a trick?

In his quest for economic stimulus in the Autumn Statement, George Osborne failed to drive banks and borrowers to put the assets and resources of moribund businesses to good use. For many months now observers have commented on the zombie companies

Direct Deposit and Rent Payments Are Areas Ripe for Tech Solutions

A small but growing number of innovators are recognizing the market opportunity that the average underserved customer represents. New products address the "money in, money out" pain points.

Merchant Suit is Right, Fed Went Rogue on Durbin

The Fed's job is not to mete out mercy, but rather to implement instructions from Congress - no matter how destructive.

How Medical Debts Lead To Bankruptcy

Recovering from a major illness or injury often means recovery financially from mounting medical debt. Even individuals with health insurance find that medical debt is a leading cause for considering bankruptcy. Unfortunately, many debtors consider

The Broke and the Beautiful: Pop Music Edition

This week on The Broke and the Beautiful, the company that hosted Michael Jackson’s memorial concert danced into administration. We also report on a TLC band member falling into bankruptcy and boy-band mogul Lou Pearlman’s bankruptcy trustee’s bad

In Sun Valley, Ski Condos Once Bought as Lockers Are, Well, Ski Condos Once Again

Yesterday, I told you about the Sun Valley area of Idaho, that popular ski resort where Bruce Willis is unloading a lot of property, commercial and residential. Sun Valley was the country’s first ski resort, but prices are very soft. And now, even

In re Friedman's Inc., Case No. 09-10161 (CSS), Friedman's Inc. v. Roth Staffing Companies, L.P., Adv. Pro. No. 09-50364 (CSS) (Bankr. D. Del., Nov. 30, 2011)

Preference Liability “Fixed” As Of The Petition Date: Prepetition Invoices Subsequently Paid Under Critical Vendor Order Are Still “New Value” In what may end up being a bit of a landmark decision, Judge Christopher S. Sontchi has opined that

The Politics of Municipal Bankruptcy

State governments’ attempts in Alabama and Pennsylvania to avoid or dismiss high-profile and long-anticipated municipal bankruptcy filings have been making headlines in recent months. Readers may also remember that, at the end of last year, Michigan

National Guard And Reservists Receive Bankruptcy “Means” Test Relief

By approving the National Guard and Reservist Debt Relief Extension Act of 2011, the Senate has paved the way for National Guards and Reservists to receive relief from the bankruptcy means test through December 2015. “While our men and women in

The Daily Docket: Dynegy Holdings Files Exit Plan

Dynegy Inc. appointed a new chairman and said it joined its Dynegy Holdings LLC unit in filing a proposed reorganization plan with the U.S. bankruptcy court. Read the article in Daily Bankruptcy Review. Perkins & Marie Callender’s Inc. said Wednesday

Is Bankruptcy Right for You?

Everyone has heard the term “ bankruptcy,” and many believe that it is a simple matter of going before a judge and ridding themselves of all of their debt. This is not the case, and both traditional and newer laws may impact one’s decision to file

Collection Plate: Is your smart phone a discovery treasure chest? Spyware by your phone provider?

The tech community is in an uproar with talk (really on-line chatter and twitter) about " Carrier IQ." The term is new to me, and until last week, the public was not aware of it either. It is a tool described on the maker's home page ( company

Is no-name gas as good to buy as brand-name gas?

No-name gas costs a few pennies less than brand-name gas, but is it bad for your car?

4 tried-and-true ways to slash rising ATM fees

ATM fees are one of many bank charges that are climbing. Here's how to tame those growing costs.

4 redesigned cars to keep an eye out for in 2012

More than 50 redesigned cars appeared at the LA auto show. Here are Bankrate's fab four.

Should retirement savings trump college costs?

Choose between saving for retirement and paying for your kids' college? Maybe you won't have to.

Touchdown! Top 5 cheapest football stadiums

While a family outing to an NFL game isn't cheap, there are bargains to be had at these stadiums.

The Fed Gives Its Elastic Currency Mandate a Stretch

The Federal Reserve has become a huge holder of mortgage-related securities, creating tight relationships with other parts of the government and resulting in a remarkable triangle.

Buying Distressed Assets? Know Your Choices

I’m not a huge Oprah fan but my wife is. So, our DVR has a lot of Oprah on it. One of my favorite episodes was the one where a reformed house burglar came on and educated the audience on steps people could take to minimize the chance their homes