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Insolvency Service “reframes” view of creditor – IPs can apply their discretion (UK)

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Risks of tapping home equity

It can make sense to tap a home's equity and invest in other assets. But the decision has risks.

Use home equity line to pay bills?

There's an easier way to pay the mortgage and other bills than tapping your home's equity.

Best way to shop for a HELOC

It pays to know the ins and outs of how a home equity line of credit is priced.

How to lock in higher CD rates

One way to capture higher yields on CD investments is to ride the yield curve.

Kendra Wilkinson still 'girl next door' after fame

With books and a TV show, Kendra Wilkinson splurges on her baby instead of on herself.

Stormy weather ahead for health savings accounts

Under new health reform legislation, your health savings account could fall short.

How to rent out part of your house to a boarder

Sure, rent a room to a boarder for cash. Just as long as you don't mind sharing the fridge.

5 high-yielding, but risky CDs

The returns are greater than a standard bank CD but you could end up short. Beware.

Pay 30-year loan vs. refinance to 15 years

Paying down your mortgage before retiring is a great idea. Consider refinancing, too.

HELOC default could lead to home loss

It's not just your primary mortgage you need to keep current to avoid foreclosure.

How to Cheat Customers Without Ruining Your Reputation

Reputation risk is a phantom in a hall of mirrors, keeping banks from profitably serving legitimate consumer needs. Meanwhile seemingly upstanding banks find stealthy ways of cheating their customers.

Blog of the Day: Maybe Banks Should Lend Against Food, Water, Air

A classic psychological theory sheds light on consumers' prioritizing credit card bills over mortgage payments.

M&A Wave Will Build for Strategic Buyers, Realistic Sellers

Acquisitions may or may not be immediately accretive to earnings. They may, however, improve long term viability. But gone are the days when some banks sold for three or four times their book value.

Fannie Mae Defender Misses the Mark

The future of institutionalized, imprudent mortgage lending to people who could not otherwise afford the loans was foretold in 1999.

Bank Experts Clash Over True Cost of 'Free' Checking

The average checking account costs banks about $350 annually, American Banker reported this month. But whether banks should use that estimate in determining individual customer profitability remains up for debate.

Does That Asset Really Belong To The Debtor?

Placing an asset in someone else’s name due to credit or even legal issues is becoming more common. Some bankruptcy debtors who took out a loan or purchased an asset on behalf of a friend or family member worry that they could lose the asset during

Baby-Bottle Maker to Liquidate

Environmentally friendly baby-bottle maker Green to Grow, loved by celebrity moms like Bethenny Frankel and Kelly Preston, is liquidating its business under Chapter 7 bankruptcy protection, according to court documents filed Friday. Amid poor sales

Full Steam Ahead: A “Landmark Victory” for Omega Navigation Enterprises

In an Order issued yesterday by the Bankruptcy Court for the Southern District of Texas in the Omega Navigation Enterprises, Inc. (Omega) chapter 11 cases, Judge Karen Brown has denied motions to dismiss or convert Omega’s chapter 11 cases or for

Caveat Lender (and Counsel): The Omega Navigation Enterprises Order To Show Cause

In an Order issued yesterday by the Bankruptcy Court for the Southern District of Texas in the Omega Navigation Enterprises, Inc. (Omega) chapter 11 cases (the Show Cause Order), Judge Karen Brown has directed Omega’s Senior Lenders, Junior Lenders

PNC Wants You to Want ATMs

Does an ATM-locator app need to have sex appeal? At first, the design of the new PNC Finder app for the iPhone seems like it might be overkill. But its main feature - an augmented-reality display - is winning over customers.