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Insolvency Service “reframes” view of creditor – IPs can apply their discretion (UK)

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Two Companies Adopt Proxy Access Provisions in Response to Shareholder Proposals

Western Union recently submitted a no-action letter to the SEC Staff seeking to exclude a binding proxy access shareholder proposal from Norges Bank, arguing under Rule 14a-8(i)(9) that the company is submitting a conflicting management proposal to

Two Companies Adopt Proxy Access Provisions in Response to Shareholder Proposals

Western Union recently submitted a no-action letter to the SEC Staff seeking to exclude a binding proxy access shareholder proposal from Norges Bank, arguing under Rule 14a-8(i)(9) that the company is submitting a conflicting management proposal to

Bankruptcy Foes: Debt Relief Company Settles With NC Attorney General

Bankruptcy is not something that anyone wants to do, but it is often the best course of action for a consumer in debt. Filing for bankruptcy is often seen as a failure, sign of weakness or immoral. Understandably, people who file don’t go around

Divorce and Bankruptcy: Preparing For the Next Step

What is the most important thing that you need to know about divorce and bankruptcy in Washington State? This is a community property state. In a community property state there are really three parties to your marriage: you, your spouse, and the

New Name, New Look, Same Financial Community

Welcome to the newly redesigned Lenders 360 blog, formerly known as Tough Times for Lenders. Financial analysts and banking news headlines all point to better times, maybe even “good times,” for commercial lending markets. For the first time since

What to do with your tax refund

You can direct deposit and split your tax refund among as many as four different accounts.

Sell truck to pay off credit card debt?

Selling your truck to pay off your credit cards and buy another truck may not be the best idea.

Students face big financial aid changes in 2012

Fewer students will qualify for grant money, and federal student loans will get more expensive.

Prepay your mortgage or refinance your home?

You could cut your interest and loan costs by prepaying but at today's rates, why not refi?

7 simple ways to save $2,000 in 2012

No need to make massive life changes to save money. Baby step your way to saving.

5 ways to get the best price at pawnshops

More people are pawning their old treasures. Find out how to score the best deals.

Mortgage rates bloom despite the Fed's gloom

Mortgages shrug off the Federal Reserve's promise to hold short-term rates low for years.

Break up Bank of America?

Steve's title was subtle, so in case anyone missed it, here are the materials on Public Citizen's website. The petition calls on the Federal Reserve and the Financial Stability Oversight Commission to use their authority under Dodd-Frank to break up

Debt Collectors Taken to Court After Harassing Widow Over Unpaid Debt

Recent reports from multiple news outlets have highlighted a recent dispute with a senior citizen from Florida and her issues with alleged violations from a debt collection firm hired by Bank of America Corp. The Wall Street Journal (WSJ) reports a

Debt Buyers Must Follow Rules Too, Says Missouri

When credit card debt goes bad, banks sometimes sell it to vulture investors at a steep discount. The vulture debt buyer then often tries to sue on the account to collect more than they paid. And their lawsuits are often the final straw forcing folks

CFPB Must Work with Legit Online Lenders, Stop Outlaws

Richard Cordray is right to crack down on illegal practices in payday lending. It is essential that his agency also ensure consumers continue to have online access to emergency credit products.

Small Banks Should Take a Page from Citi's Rewards App

The value of a Facebook "like" to your bank is debatable; but the value to a user when your bank offers nothing of value is definitely zero.

And Now Featuring Melissa Jacoby

On behalf of all the Credit Slips bloggers, it is my pleasure to announce the permanent return of Professor Melissa Jacoby as one of our "Occasionals." For the past several weeks, she had doing some guest posts, but we are very happy that she has

Marilyn Monroe Estate Nabs Photo Rights in Bankruptcy Deal

Associated Press A long-running legal battle between Marilyn Monroe’s estate and a celebrity photographer over the rights to images of the iconic blond bombshell could be a thing of the past under a settlement up for bankruptcy-court approval. Under

Caught up on this line again

Bank of America, OLA, and the problems of oversized financial institutions, up now on Dealbook.