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Insolvency Service “reframes” view of creditor – IPs can apply their discretion (UK)

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Bankruptcy Planning - Last Chance To Put Away Retirement Monies for 2011

One option for folks filing a Massachusetts bankruptcy who have slightly too much cash is to consider putting money into a retirement account. This is a legitimate way to protect your assets, as the bankruptcy laws allow you to have significant

Dischargeable Debts in a Chapter 7 Bankruptcy

When it comes to Chapter 7 bankruptcy, the primary goal is to get most (if not all!) of your personal debts discharged. From the sky-high credit card bills to medical debts – and everything in between – discharging your biggest debts can give you the

A Dozen Nuggets Hidden In The Tax Return

Read any interesting tax returns lately? As bankruptcy lawyers, we’re required to collect them from our clients and funnel them to the trustee. But, are you reading them? Often, as a former employee used to say, they’re dry as dinosaur bones. But

The Daily Docket: Centerbridge to Take Control of Reddy Ice

Packaged-ice maker Reddy Ice Holdings Inc. is in the final stages of preparing to file for Chapter 11 bankruptcy protection with a plan to hand ownership to a hedge fund holding the company’s debt, The Wall Street Journal reports. The chief executive

Debtors Keep EICT, Bankruptcy Only Exemption Constitutional Kansas Judge Rules

The new Kansas law allowing bankruptcy debtors to keep one year of earned income tax credits from their creditors has survived its first constitutional challenge. By definition, debtors who receive earned income tax credits are low-income workers

Kiddie tax rules for child's investment income

Changes in young investors' income may mean higher taxes, and may also cost parents.

How students can avoid too much debt

Find out how college kids can avoid taking on too much student loan debt.

Save by keeping greens fresh longer

Hate to see lettuce wilt within days? Here's a tip to save your greens and some green.

Pay like a local: Pack a special card for travel abroad

Credit cards with microchips are multiplying for U.S. globetrotters. Should you carry one?

Can they keep adding to debt I'm fighting?

Be proactive with a debt that's in dispute because it can keep growing, even in collection.

Take one of these special-chip cards overseas

Packing for an overseas trip? These banks offer special-chip cards for smoother travel abroad.

Cash-out refinance to pay off credit card debt?

At today's rates, a cash-out refi seems the way out of credit card debt, but do the math first.

How you can cope with a low home appraisal

A low home appraisal can kill the sale of a home. Here are tips to help you fight back.

Paying your way abroad: No special card required

Your credit card may be rejected overseas. Here’s how to avert potential card snafus.

Map: Where special-chip cards are the norm

More countries are adopting special-chip cards. This map shows how pervasive they are.

Will dead man's mortgage gobble up estate?

When Dad died, he owed more than the house was worth. What are the survivors' options?

Why You Should Never Give Away Assets Before Filing Bankruptcy

My firm offers hundreds of free bankruptcy consultations in San Jose every year, and in doing so, we’ve seen just about everything. When I review a potential bankruptcy case and the topic turns to what assets the debtor has, I’ve lost count how many

Bankruptcy, Easter and Passover.

What does bankruptcy, Easter and Passover have in common? Let’s see if you will agree with my analysis. What are the words that pop into mind when you think of bankruptcy? Guilt, sin, slave to debt, fresh start, family, broke, worthless, forgiven and

Platform, infrastructure, utility?

While we’ve been blogging, Stevie has begun his dissertation fieldwork in Korea. He emailed Bill the other day: “Yesterday I opened a bank account here in Seoul, and conducted the entire interaction in Korean. For some reason, I don't get an ATM card

Want to Avoid Bankruptcy? Follow These Steps

Bankruptcy allows thousands of Georgians each year to overcome suffocating debt loads, but it isn’t for everybody. There are certain steps you can take to avoid having to file a Chapter 7 or Chapter 13 bankruptcy, and then there are other situations