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Insolvency Service “reframes” view of creditor – IPs can apply their discretion (UK)

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Third Circuit Opinion Creates Precedent Important for Secured Creditors

The Third Circuit released a precedential opinion on May 14, 2012 that can greatly impact bankruptcy debtors attempting to reorganize as well as their secured creditors. A copy of the opinion is available here (the "Opinion"). Because Fox Rothschild

Mortgage News for Massachusetts Consumers

As a Massachusetts bankruptcy attorney, we get calls from clients and potential clients with mortgage questions all the time. Calls from folks who are refinancing in Massachusetts are perhaps the most common these days, but so are calls from folks

Is There a Way to Protect Assets During Divorce?

It’s common to feel as if certain assets are in danger with a pending divorce. Couples set to end their marriage have several important decisions to make. Reviewing information regarding assets can determine how they are divided as well as how they

NYSE Committee Recommends Reform in Proxy Fees Paid by Companies

The NYSE announced today that the Proxy Fee Advisory Committee (PFAC), formed in September 2010 and comprised of representative investors, brokers and companies, has published its recommendations to change the proxy fees. Brokers and banks are

NYSE Committee Recommends Reform in Proxy Fees Paid by Companies

The NYSE announced today that the Proxy Fee Advisory Committee (PFAC), formed in September 2010 and comprised of representative investors, brokers and companies, has published its recommendations to change the proxy fees. Brokers and banks are

The Daily Docket: Court Reverses Tousa Decision

A federal appeals court has reversed a lower court decision involving the bankruptcy of Florida home builder Tousa Inc. in a closely watched court case that could have far-reaching implications for lenders of struggling companies and their creditors

JOBS Act Jumpstart Could Be Risky

The recently passed Jumpstart Our Business Startups Act had the laudable goal of giving small companies easier passage to IPOs, but it did so by unwinding some Sarbanes-Oxley protections and permitting a new method of financing called crowd-funding.

Reporting Inheritance in Bankruptcy: Timing is Everything

When you file for bankruptcy, you try to control the timing of every expense and income. Your case often hinges on having only a certain amount of money available. More can cause you to lose assets or not qualify for Chapter 7 bankruptcy. But there

What Happens to Your Animals in Bankruptcy?

Often, people are aware that filing for bankruptcy can have an effect on their home or car, or even their jewelry. But few people think about the impact a bankruptcy filing could have on their family pets or livestock. What happens to animals during

Can You Sell Your Possessions Before Bankruptcy?

    Many people in financial trouble do their best to scrape by until its too late. Sometimes, this involves working extra jobs, making late payments, or even selling some of their personal belongings. Whether this is the right thing to do will

Possible Habits That Could Lead to Bankruptcy

  Debt is not uncommon by any means in America. The average American has more than $10,000 in credit card debt. And credit card debt is one of the leading causes of bankruptcy filings. So how did this happen? Below are the habits most credit

Why You Do Not Want Your Trustee To Hate You

The trustee is the person appointed to administer your case. In general, the trustee seeks to make sure that your creditors are protected, and that everything goes according to the laws of the Bankruptcy Code. But how should you treat your creditor

Dead Debtor (tortoise) v. Living Lender (hare): Which One Correctly Values On-line Information?

The dead are beating their lenders in recognizing the value of, and then protecting, their on-line lives – I mean assets. Does the tortoise beat the hare (again)? Even when the tortoise is dead? This perspective rings out in this: The Dead: on-line

What Does The Trustee In A Chapter 13 Bankruptcy Do?

After filing for bankruptcy, a debtor will receive a Notice of Appointment of Trustee from the court which provides the name, address, and phone number of the trustee. The Notice may also include a list of any financial documents the trustee wants

My refi's a HELOC. Anything wrong with that?

You found out your new mortgage is really a home equity line. Here's your loan lowdown.

FHA 'streamline refinances' get cheaper and easier

The FHA is cutting fees on streamline refis, so more homeowners can afford to refinance.

6 money management tips for the self-employed

When you're self-employed, finances can get dicey. Learn to iron out the income highs and lows.

Elmore Leonard 'justifies' his frugal living

Even with successes "Get Shorty" and "Justified," the novelist still drives his old Volkswagen.

3 financial goals that trump college savings

Before opening a college account, you should tend to these three more urgent financial matters.

LOS ANGELES BANKRUPTCY STORIES – How Others Went Wrong

About 39% of all Chapter 7 cases filed without a lawyer end in failure, (even for those who use self-help services from a bankruptcy petition preparer). Leon Bayer and Jeffrey Wishman of the Los Angeles bankruptcy firm Bayer, Wishman & Leotta, are