ABI Blog Exchange

Buy Now, Pay Later: Risk vs. Reward: Examining BNPL’s Lasting Impact on Credit

Buy Now, Pay Later: Banks and BNPL: Lead, Follow or Watch?

What Does ”Affiliate Of An Issuer” Mean For Subchapter V Ineligibility? (In re Phenomenon)

By: Donald L Swanson What the heck does this mean: “(1) Debtor.—The term ‘debtor’— . . . (B) does not include— . . . (Iii) any debtor that is an affiliate of an issuer, as defined in section 3 of the Securities Exchange Act of 1934 (15 U.S.C. 78c)”

Buy Now, Pay Later: Understanding the Consumers & Merchants Driving BNPL

Bankruptcy Wave Coming?

A giant wave of bankruptcy filings has been predicted as just around the corner or going on 2 years. Instead, bankruptcy filings have dropped to the lowest level in 40 years. I have blogged about the reasons before: stimulus checks, extended

Hyper-Personalization - A Million Credit Card Programs for A Million Customers

Is the Future of Cards NO Cards?

Customer Behavior and Experience: A Deep Dive into Shifting Spending Habits

Customer Behavior and Experience: Enhancing the Customer Experience with AI

Customer Behavior and Experience: Machine Learning Means Knowing Customers Better

Are we heading for 2008 2.0? Not so fast 

BNP Paribas fights for commercial-banking market share in the U.S.

Two years after HELOC pullback, JPMorgan again eyes the business

Wall Street bank lobby lines up against a U.S. digital dollar

Wells Fargo, First Republic cases offer fresh SEC warnings to industry

IMF official urges against abandoning crypto after Terra’s crash

BofA hikes minimum wage to $22 amid labor market pressure

HSBC suspends executive who downplayed climate change risks

Innovation Starting from the Point of Sale

Payments Forum 2022: Women in Payments Awards Luncheon