ABI Blog Exchange

Why the CFPB is still writing its small-business data rule a decade later

Native American neobank customizing financial services for tribes

Crypto startup funding falls to a one-year low

Leading Democrats redouble efforts to pass overdraft protection bill

Council of Federal Home Loan banks names CUNA exec as CEO

Why fingerprint biometric payment cards may bypass the U.S.

New Chapter 11 Filing – GenapSys Inc.

On July 11, 2022, genomic sequencing company GenapSys Inc. of Redwood City, CA filed a petition for relief under Chapter 11 of the Bankruptcy Code in the Bankruptcy Court for the District of Delaware (Case No. 22-10621). The company reports $10

New Chapter 11 Filing – GenapSys Inc.

On July 11, 2022, genomic sequencing company GenapSys Inc. of Redwood City, CA filed a petition for relief under Chapter 11 of the Bankruptcy Code in the Bankruptcy Court for the District of Delaware (Case No. 22-10621). The company reports $10

A Negotiations Study: Being “Tough & Firm” v. “Warm & Friendly”

By: Donald L Swanson Being “tough and firm” in negotiations: Takes “less effort than being warm and friendly”; Results “in better financial outcomes; has “no apparent social cost”; but is commonly viewed, incorrectly, as less effective than “warm and

$1,000 PER MONTH CAR PAYMENT??

According to a story in the Wall Street Journal, that is where we are? or are headed? Average New Car Monthly Payment A new record in May – $656 – The monthly costs to finance a vehicle purchase have hit record highs. Consumers face monthly... The

Mediator Insights: Don’t Just Know What You Want, Know What You Need

As parties prepare for mediation, they often focus on what they want. They want $X. They want out of a contract. They want to pay nothing. They want…. Sometimes parties forget to also consider what they need. There is a big difference between what

Mediator Insights: Don’t Let the Pigeon Drive the Bus in Mediation

While it may require time, patience, perseverance, and creativity, as a mediator, I truly believe that most disputes can be settled. But just because most disputes can one day be settled, does not mean that all disputes can be settled at any given

Mediator Insights – Click Clack Quack: Drafting Mediated Settlement Agreements

You go to mediation. You work hard all day culminating in an agreement. Now you need to document that agreement. Easy-peasy? Not really, because the devil is always in the details. To illustrate, I’m going to re-visit a children’s book that I

Four trends to watch in second-quarter bank earnings

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Banking app for Gen Z is expanding into Europe

Maryland banker joins ICBA as head of government affairs

Celsius repays $113 million of loans as crypto lender fights insolvency

Wells Fargo’s consumer lending head leaving after two years

Klarna users seek loans for groceries, gas as debt risks rise