Circuits are split on whether a collection letter only violates the FDCPA if it contains an explicit threat to sue.

By implication, the Eleventh Circuit would allow a general chapter 13 discharge to a debtor who defaults on direct mortgage payments, an issue where lower courts are split.

Eleventh Circuit abandons the notion that new value must remain unpaid to offset a preference.

Millennium-like third-party releases were approved without reaching constitutional issues.

Powers of an assignee for creditors are restrictive, not expansive.