The Eighth Circuit had held that a debtor has an ‘inchoate’ property interest in avoidance actions before bankruptcy, but Judge Collins ruled that a lender can’t have a lien.

In Section 522(b)(3), Congress made sure that ‘retirement funds’ are exempt in bankruptcy even if they aren’t exempt in states that don’t permit federal exemptions.

An oversecured lender may not be entitled to a fee allowance from the estate that a private client might be willing to pay.

Judge Collins discharges all but $23,900 among nine student loans totaling $154,000.

Holding two advanced degrees didn’t bar the discharge of student loans.

District judge gives a ray of hope to chapter 13 debtors seeking unclaimed funds.