DFS Secured Healthcare Receivables Trust v. Caregivers Great Lakes, Inc., 384 F.3d 338 (7th Cir. 2004); In re Missionary Baptist Foundation of America, Inc., 796 F.2d 752 (5th Cir. 1986); Professional Factoring Service Assoc. v. Mathews, 422 F. Supp. 250 (S.D.N.Y. 1976)