In re Taylor, 899 F.3d 1126 (10th Cir. 2018); In re Miller, 299 F.3d 183 (3rd Cir. 2002); In re Lehman, 205 F.3d 1255 (11th Cir. 2000); Nelson v. Scala, 192 F.3d 32 (1st Cir. 1999); Zeigler Engineering Sales Inc. v. Cozad (In re Cozad), 208 B.R. 495 (B.A.P. 10th Cir. 1997); In re Steinke 522 B.R. 331 (Bankr. D. Colo. 2014).