Zeigler Eng'g Sales Inc. v. Cozad (In re Cozad), 208 B.R. 495 (B.A.P. 10th Cir. 1997); In re White, 337 B.R. 686 (Bankr. N.D. Cal. 2005); In re Piersol, 244 B.R. 309 (Bankr. E.D. Pa 2000); Miller v. Okmi Sul 299 F.3d 183 (3d Cir. 2002).