In re Kinney, No. 13-27912 EEB, 2019 WL 7938815 (Bankr. D. Colo. Feb. 27, 2019) aff’d, 5 F.4th 1136 (10th Cir. 2021); In re Kinney, 5 F.4th 1136 (10th Cir. 2021); In re Klaas, 533 B.R. 482, 484 (Bankr. W.D. Pa. 2015), aff’d sub. nom, 539 B.R. 465 (W.D. Pa. 2015), aff’d sub nom., 858 F.3d 820, 828 (3d Cir. 2017); In re Klaas, 858 F.3d 820, 828 (3d Cir. 2017).