In re Breland, 570 B.R. 643, 656 (Bankr. S.D. Ala. 2017), aff’d, 610 B.R. 389 (S.D. Ala. 2019), rev’d and remanded, 989 F.3d 919 (11th Cir. 2021); In re Martin, 497 B.R. 349, 352 (Bankr. M.D. Fla. 2013); In re Schroeder, 2021 WL 5749836, at *12–13 (Bankr. M.D. Fla. 2021); see In re Palladino, 942 F.3d 55, 59 (1st Cir. 2019).