A new Bankrate survey found that nearly 46 percent of U.S. adults with a net worth of at least $100,000 are more likely to have credit card debt, compared with 40 percent of those who have a negative net worth, USA Today reported. The survey also found that 57 percent of those with a net worth between $100,000 and $199,999 are the most likely to carry credit card debt versus 42 percent of all Americans. Three culprits are to blame, experts say, ranging from lifestyle creep, which refers to a rise in spending as wages increase, better access to credit and lack of liquidity. About 77 percent of Americans with a net worth of $100,000 or more have some amount of debt, led by credit cards, mortgages and car loans or leases, the study showed. Among those who have credit card debt, 58 percent owe at least $2,500 and 39 percent owe at least $5,000.
