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Supreme Court to Resolve Circuit Splits on the Fair Debt Collection Practices Act

Submitted by jhartgen@abi.org on

The Supreme Court will decide this term whether the Bankruptcy Code impliedly repealed the federal Fair Debt Collection Practices Act, or FDCPA, and whether the filing of a knowingly time-barred proof of claim violates the FDCPA, according to today’s Rochelle’s Daily Wire. In Midland Funding LLC v. Johnson, the Supreme Court granted certiorari on Oct. 11 to resolve a split among the circuits. In Johnson, the Eleventh Circuit held in May that the later-adopted Bankruptcy Code did not impliedly repeal the FDCPA. The decision was no surprise because the Eleventh Circuit had held in 2014 in Crawford v. LVNV Funding LLC that filing a stale claim barred by a statute of limitations violates the FDCPA. In Crawford, the appeals court had not reached the issue of implied repeal. The issues are “exceptionally important,” Daniel Geyser told ABI in an e-mailed message, because these “questions have hopelessly divided the courts.” Geyser, of Los Angeles, represents the debtor in Johnson. Read more.

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